Banks Spent A Decade Building Apps. Now The Fight For The Customer Is Back In The Text Inbox.
RCS is turning the humble text message into a verified, app-like channel — and banks are being pushed back into an inb...
Read MoreEurope's Fintechs Talk About Sovereignty. Most Of Them Still Run On American Clouds.
DORA, the Data Act, a proposed Cloud and AI Development Act, Wero and the digital euro all point in the same direction: ... Read more
EBICS Vs. PSD2: Europe Built Two Bank Interfaces. They Were Never Meant To Compete.
Open banking was supposed to make old bank channels obsolete. Eight years after PSD2, corporates still move their money ... Read more
BlackRock Says AI Agents Will Run On Stablecoins. The Agents Have Not Shown Up Yet.
BlackRock's new paper on the "machine-native economy" argues that autonomous AI agents will need stablecoins and tokenis... Read more
Europe's Central Banks Want Stablecoin Reserves Out Of Bank Deposits. Here Is Why.
In their response to the Commission's MiCA review, the ECB and the EU's national central banks ask Brussels to drop the ... Read more
The ECB Just Answered Tokenisation's Hardest Question: What Do You Pay With?
With Pontes, live since 21 September, banks can settle tokenised securities in central bank money for the first time. Th... Read more
ClearBank UK Profit Leads To European Growth
ClearBank has spent much of the past decade building the technology and regulatory infrastructure needed to challenge so... Read more
Stripes PayPal Bid Could Reshape Fintech
Stripe’s reported $53bn bid for PayPal is more than a takeover rumour. It is a signal that the payments industry may b... Read more
Circle Wins Landmark US Banking Licence
Circle Internet Group has finally secured the regulatory prize it has been chasing for more than a year, with the Office... Read more
Bank Of London Builds For The Innovation Economy
Tony Bullman joined Bank of London as CFO before stepping up to the role of CEO, giving him a close view of both the ope... Read more
Crypto Headwinds In 2026: Balancing Decentralized Sovereignty With Local Compliance
Crypto regulation is moving from enforcement theatre to infrastructure design — but the legal foundation is still unfi... Read more
As The World Is Tokenizing Washington Is Running Out Of Time To Write The Rules.
The payment rails connecting traditional finance to on-chain assets are already operational. Arthur Firstov argues that ... Read more
Why Cryptos Regulatory Gap Is Now An Institutional Problem
Regulatory clarity finally arrived for stablecoins. But the EU and US solved the problem in fundamentally different ways... Read more
After Meta And YouTube, Who's The Next Addiction Defendant? Crypto Brokers And Prediction Markets Are Lawyering Up
Crypto brokers, leveraged trading platforms, and prediction markets are coming under growing scrutiny as courts begin tr... Read more
DeFi Is Finally Entering Its Capital Markets Era
Over $12 billion in DeFi liquidity sits idle. Justin Havins argues the industry's TVL obsession is the problem — and c... Read more