Luno

Luno is a global cryptocurrency exchange and digital asset platform founded in 2013. Based in London with operations across Africa and Southeast Asia, Luno focuses on delivering accessible and secure trading services to emerging markets. The platform enables customers to buy, sell, store and manage top cryptocurrencies, including Bitcoin, Ethereum and Litecoin, through an intuitive mobile and web interface. Luno places strong emphasis on security by storing the majority of user funds in offline cold wallets guarded by multi-signature controls and conducting monthly cryptographic proofs of reserves. As a licensed financial services provider in South Africa and a registered entity with regulators across multiple countries, Luno invests heavily in compliance, risk management and customer education. Its product suite has expanded to include interest-bearing crypto savings, staking rewards, merchant payment solutions and tokenized equities. With over 15 million registered users across 40 countries, Luno continues to advance financial inclusion by lowering barriers to digital asset investing and integrating blockchain technology into mainstream finance.

Hedera

Hedera is a public distributed ledger powered by the hashgraph consensus algorithm, delivering enterprise-scale performance without blockchain scalability trade-offs. The network processes thousands of transactions per second with finality in seconds, predictable fees under $0.0001 per transaction, and operates with a carbon-negative footprint. Governed by a council of more than 30 leading global organizations, Hedera ensures neutral oversight and robust network integrity. The Hedera Asset Tokenization Studio exemplifies the platform’s commitment to developer innovation, providing an open-source toolkit for issuing and managing compliant digital securities on ledger. By integrating the ERC-3643 standard for regulatory alignment, the studio enables seamless token issuance and transparent asset lifecycle management. Complementing this solution, the Hedera Developer Playground launched in January 2025 offers zero-setup coding environments in Java and JavaScript, dramatically lowering barriers for Web3 developers. Together, these tools underscore Hedera’s leadership in Web3 infrastructure, empowering institutions and developers across North America to build secure, compliant, and scalable distributed applications.

Bitpace

Bitpace is a European fintech provider specializing in cryptocurrency payment infrastructure for global commerce. Launched in 2016, it empowers merchants in e-commerce, travel, real estate and payments services to accept over 70 digital currencies and settle in 40 fiat currencies with near-instant conversion. In 2024 the platform processed more than five million transactions per month, achieving a 485 percent increase in transaction volume and expanding its merchant base by 200 percent year over year. Leveraging blockchain technology, Bitpace reduces processing fees from industry averages of 5–6 percent down to 1–2 percent, while maintaining full licensing under EU financial regulations and meeting stringent KYC-AML and anti-money laundering standards. With enterprise-grade security measures and developer-friendly integration tools, the company streamlines cross-border settlements and mitigates regulatory complexity. These capabilities earned Bitpace recognition as the Best Payment Platform for Global E-Commerce Europe 2025 and Best Payment Platform for Cryptocurrency Transactions Europe 2025.

RedotPay

RedotPay is a Hong Kong-based fintech revolutionizing payments through stablecoin-enabled innovation. Founded in April 2023, the company has scaled to serve over five million users across more than 100 markets, processing an annualized payment volume of ten billion dollars. The platform combines blockchain speed with traditional payment infrastructure, enabling seamless spending and multi-market payouts through stablecoin-powered cards, multicurrency wallets, and proprietary settlement rails. In September 2025, RedotPay achieved unicorn status with a 47 million dollar Series B funding round led by Coinbase Ventures, validating its position as a category leader in payment innovation. The company’s technological excellence extends to its infrastructure, built entirely on AWS for global compliance and scalability, and its regulatory framework, holding Virtual Asset Service Provider authorizations in Lithuania and Argentina, plus Money Lender and Trust Company Service Provider licenses in Hong Kong. By bridging cryptocurrency and traditional finance, RedotPay advances financial inclusion in underserved markets while maintaining institutional-grade security through advanced multi-party computation infrastructure.

CrossFi Cain S.R.O.

CrossFi is a Web3 banking platform that integrates traditional financial rails with decentralized finance infrastructure, addressing a core pain point in cryptocurrency adoption. The company operates a dual-blockchain architecture combining Cosmos for consensus and scaling with the Ethereum Virtual Machine for smart contract compatibility, enabling users to hold, trade, stake, and spend digital assets through a non-custodial mobile application. Its flagship product, a debit card system that settles transactions on-chain while converting cryptocurrency directly to fiat, represents a significant innovation in cryptocurrency-to-payments infrastructure. The platform issues XUSD, an algorithmic stablecoin backed by XFI tokens, and supports synthetic asset markets and real-world asset positioning. CrossFi operates under European regulatory oversight with ongoing MiCA compliance preparations. The company has secured strategic investment from Genesis Capital and partnerships with Alchemy, Covalent, and leading validator networks. Its recognition as Best Mobile Banking Initiative APAC 2025 reflects the platform’s focus on seamless, user-controlled financial operations accessible across Asia-Pacific, Europe, and the Middle East, targeting one million monthly active users.

HeyTrade

HeyTrade is a Madrid-headquartered fintech innovator that offers both a retail investment app and a trading-as-a-service platform for financial institutions. Founded in 2020, the company empowers individual investors with commission-based access to global markets and curated thematic baskets, while enabling banks, neobrokers and wealth managers to deploy branded investment portals through white-label solutions and APIs. HeyTrade’s retail app emphasizes rapid account opening, transparent pricing and open banking integration to streamline funding and trading in under five minutes. On the institutional side, its no-code infrastructure, modular market connectivity and advanced security certifications allow clients to launch fully customized investment offerings without extensive in-house development. The company’s dual model leverages insights from its consumer base to enhance enterprise solutions and ensures diversified revenue from transaction fees and licensing agreements. HeyTrade’s commitment to transparency and customer alignment has been recognized through LinkedIn’s Top Startups 2024 of Spain and as a finalist in the Investment Tech category at the 2025 Europe FinTech Awards.

LGR Global

LGR Global operates the SRC Ecosystem, a blockchain-based trade finance platform addressing the 2.5 trillion dollar global trade finance gap through real-world asset tokenization and artificial intelligence. Founded by H.H. Ali Amirliravi and headquartered in Estonia, the platform digitizes trade documents including invoices, bills of lading and warehouse receipts into liquid, tradeable tokens. The Ecosystem integrates AI-driven credit scoring, automated onboarding and smart contract settlement to streamline cross-border payments and supply chain finance. Its architecture combines decentralized and traditional finance elements, enabling both institutional investors and small-to-medium enterprises to participate in previously inaccessible trade finance markets. The platform complies with United Nations MLETR standards and holds memberships with the Trade Finance Distribution Initiative, International Chamber of Commerce and strategic partnerships with Ripple for cross-border settlements. Since its inception, the firm has secured over 11.5 million dollars in funding and expanded services across Europe, the Middle East and Africa to empower emerging market businesses.

Solomon Capital

Solomon Capital Group is a specialist advisory firm with over 25 years of experience guiding corporate leaders through complex cross-border transactions. The firm has completed more than 600 mandates across mergers and acquisitions, initial public offerings, and strategic growth initiatives on multiple continents. Leveraging deep international networks and expertise in local market dynamics, Solomon Capital Group delivers tailored solutions that address legal, regulatory, tax, and cultural considerations critical to successful deal execution. The firm’s partner-driven model ensures senior professionals remain actively engaged throughout each project, fostering strong client relationships and driving value creation from strategy formulation to post-transaction integration. By combining global best practices with nimble boutique agility, Solomon Capital Group supports clients in achieving their capital market objectives, optimizing transaction structures, and navigating diverse market environments with confidence.

Martley Capital Group

Martley Capital Group is a full-service European real estate investment advisory platform founded in December 2023 by Richard Croft. Leveraging Croft’s three decades of experience building and exiting multiple real estate businesses, the firm manages approximately £900 million of assets across the United Kingdom and Central Europe. Its integrated capabilities span direct real estate investment, asset management, debt capital markets, and loan servicing through its proprietary IKEN platform. Martley Capital has also spearheaded the launch of a dedicated real asset segment on the Aquis Stock Exchange to enhance market liquidity for commercial property. The firm’s strategic focus on value-add industrial assets, regional offices, and innovative gap financing structures has delivered strong results under current market conditions. In 2025, Martley Capital was recognized as Best Real Estate Investment & Management Firm – London and Most Innovative Real Estate Investment Advisory Firm – UK, affirming its operational excellence and pioneering approach.

PRLab

PRLab is a global B2B technology public relations agency founded in Amsterdam in 2018 to bridge the gap between traditional PR practices and the fast-paced needs of tech innovators. From its headquarters in Amsterdam, the agency has grown strategically with offices in Stockholm, Munich, Madrid and Austin, serving over two hundred clients across software, fintech, cleantech, biotech and blockchain sectors. PRLab combines digital PR, media training, internal communications and venture funding announcements with advanced capabilities in Generative Engine Optimization, ensuring that clients appear as authoritative sources in both search engines and AI-driven systems. Its OneEval measurement framework links PR activity directly to business outcomes, demonstrating clear ROI for clients ranging from early-stage startups to established enterprises. In recognition of its creative effectiveness and measurable impact across markets, PRLab was named Agency of the Year Europe 2025 and honored with Best PR Campaign Europe 2025 awards.

VT Markets

VT Markets is a Sydney-based multi-asset broker founded in 2015 that serves more than 600,000 clients across over 160 countries. Regulated by the Australian Securities and Investments Commission (ASIC), South Africa’s Financial Sector Conduct Authority (FSCA) and Mauritius’ Financial Services Commission (FSC), the firm offers access to over 1,000 instruments including forex, commodities, indices, cryptocurrencies and bonds. Utilizing MetaTrader 4 and MetaTrader 5 alongside proprietary web and mobile platforms, VT Markets combines institutional-grade execution with tight spreads from 0.2 pips and commission-based ECN accounts. Its client-centric approach emphasizes risk protection, educational resources and 24/7 multilingual support. In recognition of its performance and reliability, VT Markets was honored as Best Forex Trading Platform 2025 and Most Trusted Forex Broker 2025, reflecting its commitment to innovation, transparency and service excellence within the global trading community.

Serena

Serena is one of Europe’s leading venture capital funds with one billion euros under management. Founded in 2008, the Paris-based firm invests from seed to Series A stages in applied artificial intelligence, SaaS, climate technology, deep tech, and impact-driven ventures. The firm has backed more than 100 startups including portfolio standouts Dataiku, Malt, The Fork, and Electra. Serena’s investment strategy emphasizes disciplined capital allocation combined with hands-on governance. Since 2018, portfolio companies have raised over one and a half billion euros with combined valuations approaching five billion euros, demonstrating the effectiveness of its approach. The firm operates Europe’s largest dedicated operational support team and manages the Serena Squad, an active community of over 550 C-level executives fostering knowledge sharing and best practice exchange across its portfolio. This operational model reflects Serena’s founding conviction that venture capital should provide strategic and operational value beyond capital deployment. In 2025, the firm was recognized among the top five percent of value-add seed investors globally, validating its disciplined investment and portfolio management methodology across early-stage European technology ventures.

Simply Financial Services

Simply Financial Services is a South African digital life insurer on a mission to make life, disability and funeral cover simple, affordable and accessible for families, small businesses and domestic workers. Founded in 2015, the company combines engineering expertise and actuarial discipline with a customer-centric platform that delivers instant online quotes and seamless policy management. Through a strategic partnership with Hollard Life Assurance, Simply underwrites policies securely while focusing its own resources on technology, distribution and service excellence. Its product suite includes flexible family cover that lets customers add multiple relatives to a single policy, digital group staff cover that integrates directly with major payroll systems for easy SME administration, and dedicated protection plans for domestic workers. By embedding insurance into everyday business tools and marketplaces, Simply has reached underserved segments that traditional insurers overlooked. In 2025 the company received the AFC Excellence in Technology Award for its outstanding use of technology to transform the insurance experience.

Fennech Financial Ltd

Fennech Financial is a next-generation corporate banking platform that hyper-automates finance, treasury, and payments processes through its proprietary F³ framework. Powered by artificial intelligence and machine learning, the cloud-native platform enables real-time orchestration of financial operations across multiple banking partners without requiring complex system rebuilds. Backed by Lloyds Banking Group, Fennech serves corporates managing global cash and liquidity, financial institutions modernizing treasury services, and fintechs embedding financial capabilities into their products. The platform’s designation as Best Embedded Finance Solution Asia 2025 underscores its ability to seamlessly integrate treasury infrastructure into partner ecosystems. Through modular, API-first architecture, Fennech bridges internal financial systems with diverse banking rails, enabling customers to deploy sophisticated payment orchestration, cash management, and reconciliation capabilities without operational disruption. By abstracting technical complexity while maintaining enterprise-grade security, Fennech empowers organizations to compete effectively while maintaining robust financial control.

Credia Partners

Credia Partners is an independent financial advisory firm founded in 2015 and headquartered in Istanbul and London. The firm specializes in mergers and acquisitions advisory, bespoke credit advisory, and principal investments spanning private credit and special situations. Led by seasoned investment bankers with extensive global banking backgrounds, Credia Partners has established a track record of closing more than 30 transactions valued near 3 billion dollars across five countries. The firm serves a diverse client and investor base, leveraging unparalleled relationships with stakeholders throughout Turkey and an extensive international network of corporates and investment funds. Credia Partners maintains a clear separation between its advisory and investment operations to prevent conflicts of interest. Its recognition as Best M&A Advisory Firm Turkey 2025 and Best Debt Advisory Turkey 2025 reflects the company’s demonstrated expertise in executing complex transactions and structuring innovative credit solutions for mid-market businesses.

Flyer Financial Technologies

Flyer Financial Technologies is a cloud-native infrastructure provider transforming multi-asset portfolio trading for wealth management firms. Since its founding in 2004, Flyer has evolved from a specialized FIX connectivity provider into a comprehensive portfolio and order management system serving thousands of registered investment advisors, broker-dealers, and asset managers. Its flagship Co-Pilot platform integrates front, middle and back office workflows through both graphical and API-first interfaces, supporting equities, options, futures, fixed income and fractional shares. Complemented by the Flyer Trading Network, which standardizes connectivity to more than eighty custodians and brokers, Flyer processes over 1.6 million daily trades and manages 2.6 million investor accounts with real-time compliance and allocation engines. Led by CEO Brian Ross, Flyer’s independent, API-driven architecture ensures flexibility for firms that require bespoke integrations or white-label solutions. Recognized as the Best Trading Platform North America 2025 and Best Multi-Asset Trading Platform North America 2025, Flyer demonstrates sustained innovation in scalability, performance and multi-custodial support.

CIMB Bank Philippines

CIMB Bank Philippines has rapidly distinguished itself as the most awarded digital-only commercial bank in the Philippines since its launch in 2019. The institution has earned over 150 international awards, reflecting excellence in digital innovation, customer experience and financial inclusion. In 2025 it was ranked 41st globally in The Asian Banker’s World’s Top 100 Digital Banks, the highest placement among Philippine banks. Earlier, Forbes named it the number-one bank in the Philippines in its 2023 World’s Best Banks ranking, based on customer surveys evaluating digital services, trust and financial advice. Through its mobile-first platform, OCTO, CIMB Bank Philippines has served nearly ten million customers with cloud-native architecture, AI-driven credit scoring for thin-file borrowers and seamless integrations into leading e-commerce and payments platforms. Strategic partnerships with major digital wallets and marketplaces have powered rapid deposit and loan growth while advancing financial inclusion in underserved regions. The bank’s Strategic Partnership of the Year award from Asian Banking and Finance Awards underscores its ecosystem approach and commitment to democratizing access to banking services.

EPOS Property Consulting & Valuation

EPOS Property Consulting & Valuation specializes in professional real estate advisory services across Turkey and international markets. Founded in 1995 and headquartered in Istanbul, the firm combines global valuation standards with Turkish market expertise to deliver comprehensive solutions in property appraisal, development consultation, and investment advisory. The company serves individuals, institutions, and organizations requiring sophisticated real estate guidance. Core competencies include highest and best use analysis, feasibility studies, property valuation, value management, and strategic investment consultation. EPOS maintains independence and responsibility as core principles, emphasizing risk mitigation through rigorous analysis. Led by founder and principal Neşecan Çekici, a recognized expert in real estate economics and securitization, EPOS has earned recognition for delivering objective, data-driven advisory that balances investor objectives with market realities. The firm’s award recognition reflects its commitment to establishing benchmarks for professional excellence and integrity in Turkish real estate advisory.

Splitit

Splitit is a financial technology company that enables merchants to offer consumers interest-free, monthly installment payments by leveraging existing credit card balances. The company’s platform uniquely authorizes the full purchase amount and then releases each installment against the card over time, eliminating additional credit checks and preserving consumers’ credit line and rewards. This card-linked approach reduces friction at checkout and maintains merchant brand integrity through seamless white-label integration. Splitit’s innovations have earned industry recognition, including the Best UX Initiative in Payments award at the 2024 PayTech Awards USA and a ranking of 92 on the Financial Times Americas’ Fastest Growing Companies list for 2024. By operating on established credit card networks without creating new loans, Splitit navigates regulatory scrutiny more easily than traditional buy now, pay later solutions. Through strategic partnerships with major retailers, banks, digital wallets and platforms such as Shopify, Samsung Wallet and DxC Technology, the company continues to expand its global footprint and reshape expectations for flexible payment solutions.

Al Arabi Investment Group Co.

Al Arabi Investment Group Co., operating under the brand name AB Invest, is Jordan’s foremost private asset manager and a leading investment banking institution in the Middle East and North Africa. Founded in 1996 as the first independent investment bank in Jordan and Palestine, the firm joined Arab Bank in 2004 and has since broadened its services to encompass brokerage, corporate finance, private equity, and advisory solutions. AB Invest oversees the largest portfolio of third-party assets in Jordan, offering both conventional and Shariah-compliant funds tailored to institutional investors, family offices, and high-net-worth individuals. The firm’s commitment to digital innovation and rigorous research has earned it top industry recognition. In 2025, AB Invest was honored as Best Asset Management Firm Jordan and Best Investment Bank Jordan, reflecting its technology-driven platforms, disciplined execution of market repositioning strategies, and consistent delivery of superior investment performance across regional markets.

İstanbul Ödeme ve Elektronik Para A.Ş

İstanbul Ödeme ve Elektronik Para A.Ş., operating under the WIST brand, is a Turkish electronic money institution that has transformed cross-border and domestic payment services since its establishment in 2016. Through a mobile application and an extensive network of agent locations, the company enables customers to open multi-currency digital wallets, deposit funds via bank transfers and cards, and send money instantly to over 190 countries. WIST supports transfers to bank accounts, cash pickup points and mobile wallets, while also offering domestic money transfers and bill payment functionality. This hybrid digital-physical model caters to tech-savvy users and those who prefer in-person service, ensuring broad market coverage. The company’s robust compliance framework integrates real-time anti-money laundering screening and multi-factor authentication to safeguard transactions. In recognition of its innovation and operational excellence, WIST was honored with the Best Cross-Border Payment Solution award for 2025, underscoring its role in delivering transparent, secure and cost-effective international remittances.

Untapped Global

Untapped Global is a fintech investment platform addressing the $5.2 trillion financing gap for small and medium-sized enterprises in emerging markets. Founded by Jim Chu in 2014, the company developed Smart Asset Financing, a data-driven revenue-based financing model that uses Internet of Things technology and real-time data analytics to finance productive assets for entrepreneurs across Africa and Latin America. Unlike traditional lenders, Untapped partners with digital lending platforms to provide non-dilutive capital to micro and small enterprises excluded from conventional financing. The platform demonstrates innovation in lending through its proprietary technology that automates data capture via APIs, enabling transparent, measurable impact for global investors while supporting entrepreneurs in sectors including electric mobility, clean water, sustainable energy, and inclusive fintech. As of 2024, Untapped has financed operations across 16 countries, deployed $14.5 million in capital, supported over 33,000 entrepreneurs, and maintains a 100 percent repayment rate to investors.

Quanta Financial Consultancy

Founded in 2018 in Istanbul by Ibrahim Turhan and Mutahhar Ertürk, Quanta Financial Consultancy has established itself as a leading advisor in corporate finance and capital markets innovation. Combining deep macroeconomic expertise from a former Deputy Governor of the Central Bank of Turkey with hands-on management consulting experience, the firm provides integrated services across strategic planning, corporate financial management, and bespoke capital markets transactions. Quanta has facilitated over two billion dollars in client capital raising, structuring pioneering instruments such as Turkey’s first convertible bond issuances and the nation’s inaugural contingent convertible securities from non-financial corporations. Its client-centric approach emphasizes certainty amid market volatility, guiding Turkish and multinational organizations through complex financing, risk management, and macroeconomic advisory. With an Istanbul headquarters and a London affiliate, i-Quanta, the firm extends its reach to global capital centers, helping clients navigate both local market dynamics and international funding opportunities with tailored, innovative solutions.

Starters' CFO

Starters' CFO is a leading virtual CFO services provider specializing in comprehensive financial management for startups and small-to-medium enterprises across Asia and globally. Operating from bases in India, the United States, Dubai, and Africa, the firm serves over 1,500 clients with a team of more than 150 experienced financial professionals. Founded on the principle that financial clarity drives business success, Starters' CFO delivers strategic financial planning, accounting compliance, business valuation, and fundraising support tailored to the unique needs of growing ventures. The firm’s recognition as a Best Financial Advisor reflects its commitment to service excellence and innovative financial leadership. With over a decade of experience, Starters' CFO has become a trusted partner for founders seeking institutional-grade financial guidance without the overhead of full-time executive hiring. The company’s acquisition by India Accelerator in 2025 reinforces its position as a comprehensive growth partner combining deep financial expertise with practical business mentorship. By leveraging automation and structured service delivery, Starters' CFO empowers entrepreneurs to maintain audit-ready financial systems and regulatory compliance.

Milestone Mortgage Solutions

Milestone Mortgage Solutions is an independent mortgage brokerage founded in 2019 in New Bedford, Massachusetts. Since its inception, the company has expanded to more than sixty licensed loan officers serving borrowers in thirty six states and the U.S. Virgin Islands. Over the past years, Milestone has closed in excess of one billion dollars in home purchase and refinance loans, earning a reputation for combining digital efficiency with personalized advisory services. Their collaboration with multiple wholesale lenders enables a broad range of mortgage options including conventional, government backed and jumbo programs. The firm’s neighborhood expertise and transparent pricing model have been recognized with the Best Local Mortgage Advisors 2025 award, highlighting its commitment to client interests and community engagement. Milestone also channels a portion of revenue into charitable initiatives through its Milestone Gives Fund, reinforcing its mission to support local economic development while guiding families through the mortgage process.

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Ensuredit Technologies

Ensuredit Technologies is a pioneering insurtech platform founded in 2019 by Amit Boni together with Rohit Sadhu and Vikas Ranga. The company offers a cloud native platform as a service that streamlines insurance distribution, underwriting, and policy management for brokers, corporate agencies, banks and fintech companies. By integrating more than fifty insurance underwriters and seven hundred products across motor, health, life and specialty lines, the platform processes over one million policies annually and facilitates in excess of two hundred million dollars in gross written premiums. Fueled by artificial intelligence and open APIs, Ensuredit reduces distribution costs through automated sales, compliance checks, onboarding and real time policy issuance. This digital infrastructure empowers partners to embed insurance within customer journeys for loans, travel, commerce and beyond. In recognition of its innovation and impact on insurance accessibility across emerging markets the company was named InsurTech Startup Asia 2025. Its scalable approach continues to drive financial inclusion by making protection more affordable and seamless for underserved populations.

Paylab

Paylab is an Australian fintech platform founded in 2021 that addresses employee financial stress through innovative lending and rewards solutions. The company operates two primary services: Paylab Advance, which provides wage advances of up to earned wages before payday with a fixed 5% service fee, and Paylab Rewards, offering instant cashback at over 140 Australian retailers. The platform integrates seamlessly with payroll systems including Reckon, MYOB, and Deputy, enabling employers to embed financial wellness directly into workforce management. Paylab’s innovation in lending lies in its straightforward, fee-transparent model that automatically repays advances from the next paycheck, eliminating hidden costs or complex processes. By combining wage access with rewards benefits, Paylab allows employees to offset advance fees while improving budgetary flexibility. The company targets both individual employees seeking financial flexibility and businesses aiming to enhance employee retention through meaningful financial wellness benefits.

Anepsa

ANEPSA is a leading Mexican firm specializing in asset valuation, fixed asset control and financial advisory services. For over thirty years, the company’s team of certified professional appraisers has delivered rigorous real estate, industrial machinery, equipment and intangible asset valuations in compliance with domestic standards and international reporting frameworks. ANEPSA combines deep industry expertise—spanning manufacturing, energy, telecommunications and pharmaceuticals—with proprietary SAAF software to automate fixed asset tracking, depreciation and reporting. Its cloud-enabled platform integrates barcode, QR code and RFID technologies to support real-time physical inventories, automated depreciation calculations under Mexican tax rules and IFRS requirements, and customizable analytics. Headquartered in Mexico City with regional offices across key industrial hubs and a presence in multiple Latin American markets, ANEPSA serves corporate, financial and governmental clients requiring reliable asset management, audit support and tax compliance. The firm’s blend of methodological rigor, advanced software and sectoral know-how positions it as a strategic partner for enterprises seeking optimal control of their asset portfolios.

PayJustNow

Launched in 2019, PayJustNow is South Africa's leading Buy Now, Pay Later provider, serving over 2.6 million customers through more than 3,000 integrated merchants and 10,000 retail points of presence. The platform's core innovation—allowing consumers to split purchases into three monthly interest-free instalments—directly embodies its Innovation in Payments recognition by removing barriers to consumer access while maintaining financial responsibility. The company's rigorous affordability assessments and biometric security protocols maintain a default rate below 2 percent, setting industry standards for responsible lending that drive its Innovation in Lending designation. Retailers benefit significantly, experiencing average basket size increases exceeding 30 percent and gaining access to first-party consumer data for personalized engagement. PayJustNow onboards approximately 100,000 new customers monthly with an 80 percent repeat usage rate, demonstrating sustained product-market fit. Backed by Weaver Fintech, the company extends beyond payments into analytics and marketing solutions, positioning itself as a comprehensive retail technology platform driving financial inclusion and economic growth across South Africa.

Trade for Good

Trade for Good is an Australian online trading platform that combines securities trading with social impact philanthropy. Established in 2020 and based in Melbourne, the company operates as the first ASX-listed trading platform built from inception to support charitable causes. The platform enables retail investors, institutional clients, wealth managers, and financial advisers to trade shares and exchange-traded funds on the Australian Securities Exchange while automatically directing 50 percent of brokerage fees to registered Australian charities of their choosing. Trade for Good maintains partnerships with over 14 charitable organizations spanning human welfare, animal protection, and environmental conservation. The company utilizes industry-standard trading software including IRESS and Equix technology, offering free mobile and desktop applications alongside sophisticated institutional-grade order execution and settlement capabilities. Operating through partnership with AUSIEX for clearing and settlement functions, Trade for Good demonstrates measurable client satisfaction with a TrustScore rating of 4.67 out of 5. This social-impact trading model distinguishes Trade for Good in the fintech sector by aligning investor activity with meaningful community benefit, earning recognition as a leading social trading platform.

Coronation Group

Coronation Group is a leading Pan-African financial services conglomerate with over three decades of experience in banking, investment management, insurance and registrar services. The Group has built a reputation for innovative, technology-driven platforms that extend capital market access to millions of Africans, including diaspora investors who can now manage portfolios and claim dividends remotely. Its diversified business model includes asset management, wealth advisory, merchant banking and a market-leading registrar division that automates securities administration with secure digital infrastructure. Under its strategic leadership team, Coronation has been recognized for excellence across the industry, most notably receiving the Best Investment Bank Nigeria 2025 award and having senior executives shortlisted in the Nigerian CEO Awards 2025. With an integrated governance and risk framework aligned to global best practices, Coronation leverages deep local market expertise and advanced digital solutions to drive financial inclusion, foster sustainable wealth creation and reinforce its position as a trusted partner for clients across Africa and beyond.

Complii Fintech Solutions

Complii FinTech Solutions delivers Australia’s first fully integrated end-to-end compliance and capital management platform tailored to Australian Financial Services Licence holders. By consolidating compliance obligations, automated workflows and capital-raising functions into a single secure ecosystem, the company removes manual processes, reduces regulatory risk and enhances operational efficiency. Its modular cloud-based architecture allows firms to adopt only the modules they need—such as electronic compliance tracking, client onboarding, capital-raising marketplaces and financial crime monitoring—and scale incrementally. In fiscal 2025, Complii achieved 29 percent revenue growth to AUD 8.13 million, reflecting strong demand for its SaaS platform. The company has expanded its service portfolio through strategic acquisitions, notably integrating continuous professional development management and regulatory advisory capabilities. Underpinning its success is a leadership team combining deep regulatory expertise with technology innovation. Complii’s achievements were recognized when Managing Director Alison Sarich was named a finalist for the Female FinTech Leader of the Year award in 2024, and the platform secured the Fintech & Regtech Award at the 2025 Australian Technology Competition.

Ensuredit Technologies

Ensuredit Technologies is a pioneering insurtech platform founded in 2019 that empowers insurers, brokers, corporate agencies, banks, NBFCs, fintech companies and eCommerce platforms to digitize and scale insurance distribution. Its modular software suite integrates over 50 insurance providers and more than 700 products across motor, health, life and specialized lines. The cloud-native, API-driven architecture supports embedded insurance, automated workflows and AI-powered analytics that deliver strategic insights on risk selection, customer engagement and portfolio performance. Serving over 300 clients in India and the Middle East, the platform processes more than one million policies annually and has generated gross written premiums exceeding $200 million. By reducing distribution costs, accelerating policy issuance and addressing low insurance penetration, Ensuredit delivers seamless multi-channel experiences while maintaining compliance and operational excellence. In recognition of its rapid growth and technological leadership, the company was named InsurTech Startup Asia 2025 and continues to expand its global footprint.

MBMG

MBMG Group is an independent wealth management and family office advisory practice based in Thailand, licensed by the Securities and Exchange Commission of Thailand. Founded in 1996 by Paul Gambles, the firm has guided ultra-high-net-worth families and institutional investors across Asia with personalized strategies for wealth preservation, philanthropy, succession planning, and international tax management. Managing approximately USD 1.5 billion for fewer than 100 private clients, MBMG combines investment management, tax advisory, accounting, legal consultation, and audit services within a fiduciary and fee-based structure. Its integrated approach and research-driven insights earned it the Best Financial Advisors Asia 2025 award, reflecting the firm’s dedication to client outcomes and long-term performance. With over two decades of proven advisory expertise, MBMG Group continues to attract Asia’s most sophisticated investors by delivering relationship-driven, multi-disciplinary solutions that transcend conventional financial planning.

CIC Tucson

Community Investment Corporation (CIC) of Tucson is a 501(c)(3) nonprofit Community Development Financial Institution dedicated to advancing economic opportunity throughout Southern Arizona since 1996. Acting as a financial empowerment hub, CIC offers entrepreneurs access to capital through microloans as low as $500 at competitive rates and term loans up to $100,000 for small businesses facing barriers to traditional lending. Its homeownership assistance program supplies down payment support of up to 20 percent paired with HUD-certified counseling, enabling families to secure stable, generational housing. During the COVID-19 emergency, CIC administered $64 million in rental assistance to over 30,000 households, safeguarding residents from displacement. Beyond lending, the organization leads educational initiatives, including the MySchoolsTucson platform and Family School Engagement workshops, which equip parents to navigate school choice and advocate for their children’s academic success. Through integrated financial services, housing support, and education outreach, CIC Tucson exemplifies inclusive innovation and community resilience.

Step Mobile

Step is a financial technology company that has revolutionized credit building and banking for Generation Z through its all-in-one money app. Founded in 2018 by CJ MacDonald and Alexey Kalinichenko, Step serves over 6.5 million users with a comprehensive platform that enables teens and young adults to build credit for free, earn cashback, and develop healthy financial habits. The company’s secured Visa card allows users to spend only what they have in their account while reporting payment activity to all three major credit bureaus, helping users build positive credit history without the risk of debt or interest charges. Step users in their twenties increase their credit scores by an average of 57 points in their first year. Beyond credit building, Step offers high-yield savings accounts with rates up to 4% APY, early direct deposit access, mobile investing features, and a mobile service plan priced from fifteen dollars per month. Banking services are provided through partner Evolve Bank & Trust with federal insurance up to one million dollars for premium members. Step’s focus on financial education and accessible tools specifically designed for students and young adults has earned recognition as a leader in credit building innovation.

Receivables Exchange of India Limited

Receivables Exchange of India Limited is Asia’s leading digital marketplace for trade receivables financing and a recognized Best Financial Services Platform Asia 2025. Launched in December 2016 through a joint venture between SIDBI and the National Stock Exchange, the company has revolutionized working capital access for micro small and medium enterprises across India. Under regulatory oversight by the Reserve Bank of India, the platform has processed over Rs 2 lakh crore in invoice financing and supports more than 44,000 enterprises across 1,600 postal codes. Its auction based digital ecosystem connects sellers buyers and over 75 financiers to convert invoices into cash within 24 hours via a fully automated paperless workflow. The zero recourse financing model and advanced risk management systems ensure high performance and regulatory compliance while driving financial inclusion. With 80 percent year over year growth and industry leading processing efficiency, Receivables Exchange of India Limited exemplifies the technological innovation service excellence and market impact that define Asia’s premier financial services platform.

Installco WIFY Technology Pvt ltd

Installco WIFY Technology Private Limited stands as India’s premier technology-enabled platform revolutionizing last-mile delivery and installation services for consumer durables. Founded in 2019 and headquartered in Mumbai, the company transforms the critical final step of the supply chain by offering comprehensive post-purchase services, including assembly, installation, warranty management, and repairs for home improvement products. WIFY’s innovative B2B2C platform connects modern home brands with skilled technicians, operating across more than 100 cities throughout India. The company manages a network of over 3,000 certified professionals, serves 178 corporate clients, and reaches more than 500,000 homes each month, completing approximately 50,000 services monthly. Through strategic partnerships with global brands such as IKEA, Amazon, Godrej, Panasonic, and Hettich, WIFY has become the largest on-site installation and post-purchase services provider in the region. Their technology-driven logistics coordination and stringent workmanship warranties exemplify the excellence recognized by the Best Last-Mile Delivery Solution Asia 2025 award.

Magma

Magma is an Ahmedabad-based industrial solutions startup that has revolutionized supply chain management for India's manufacturing sector since its 2022 founding. The company operates a vertically integrated ecosystem serving over 250 industrial customers across ceramics, chemicals, packaging, and other manufacturing verticals through comprehensive supply chain solutions spanning raw material sourcing, green energy, biomaterials, waste management, and logistics. Magma's innovative supply chain approach addresses critical inefficiencies in India's underserved manufacturing SME sector through technology-enabled procurement and deep supply-side capabilities. The startup has achieved operational profitability while operating at a Rs 250 crore revenue run rate, demonstrating its ability to optimize factory operations and drive measurable efficiency gains. With over Rs 500 crore in order bookings for FY26 and presence across 10 states, Magma exemplifies supply chain innovation by transforming traditional industrial procurement into an integrated, scalable platform that delivers consistency, control, and agility for manufacturers nationwide.

SBSB Fintech Lawyers

SBSB Fintech Lawyers stands as a distinguished legal advisory firm specializing exclusively in four critical sectors: Fintech, Cryptocurrency, Gambling, and Investments. Founded in 2013 and led by Managing Partner Yuliya Barabash, the firm has established itself as a premier international financial advisory through over a decade of specialized expertise and comprehensive client service. The company's turnkey approach encompasses jurisdiction selection, business registration, licensing assistance for payment systems and crypto operations, gambling permits, investment fund establishment, and complete legal structure development. Their global reach extends across Europe, Asia, the Middle East, and the Americas, serving cryptocurrency exchanges, blockchain projects, payment companies, online banks, P2P businesses, crowdfunding platforms, and gaming operators. What distinguishes SBSB as an exceptional international financial advisory is their commitment to transparent pricing without hidden fees, end-to-end service delivery, and their ability to communicate complex legal concepts in accessible language. The firm's decade-long focus on these rapidly evolving sectors has positioned them as trusted experts capable of navigating intricate regulatory landscapes while providing practical solutions that enable innovative businesses to launch and thrive in competitive international markets.

Bitget

Bitget is a cryptocurrency exchange and Web3 company established in 2018, serving over 100 million users across more than 150 countries and regions. The platform has emerged as a dominant force in derivatives trading, consistently ranking among the top four global derivatives venues with market shares reaching 15.1% and maintaining an average 12.4% share through the first half of 2025. With cumulative derivatives volume exceeding $11.5 trillion since November 2023, Bitget processes an average of $750 billion in total monthly trading volume, with derivatives accounting for nearly 90% of activity. The exchange offers comprehensive trading solutions including USDT-M, USDC-M, and COIN-M futures contracts, pioneering copy trading features, and advanced institutional services. Bitget's robust infrastructure supports leverage options up to 125x and maintains superior liquidity depth, ranking first in ETH and SOL spot markets and second in BTC within 1% of mid-price. Its technological excellence and market leadership were recognized with the Best Crypto Derivatives Exchange Asia 2025 award, underscoring its role as Asia's premier destination for sophisticated derivatives trading.

ThetaRay

ThetaRay is a global leader in AI-powered financial crime compliance solutions, transforming how banks, fintechs, payment service providers, and other financial institutions detect and prevent money laundering, terrorist financing, and sanctions violations. The company's flagship Cognitive AI technology leverages advanced machine learning and artificial intelligence intuition to analyze vast transaction datasets in real time, identifying sophisticated threats that traditional rule-based systems miss while dramatically reducing false positives. ThetaRay's comprehensive suite includes transaction monitoring, customer risk assessment, and sanctions screening capabilities that enable institutions to maintain regulatory compliance across multiple jurisdictions including OFAC, UN, EU, and UKHMT watchlists. With over 100 institutional customers worldwide processing more than 15 billion trusted transactions annually, ThetaRay has established itself as a trusted partner for financial institutions seeking to grow their business within a compliant framework. The company's award recognition for Best Sanctions Screening Solution EMEA 2025 underscores its leadership in delivering innovative, explainable AI solutions that enhance operational efficiency while strengthening global financial security.

MEXEM LTD

MEXEM LTD is a European financial services firm founded in 2018 that has earned a reputation for combining advanced trading technology with dedicated client support. Partnering as an introducing broker with a leading global platform, it offers a comprehensive suite of multi-asset trading, custody, clearing and financing solutions. The company’s award-winning trading interface spans desktop, web and mobile channels and supports an extensive range of instruments including equities, options, futures, forex and mutual funds. MEXEM’s commitment to service excellence has been recognized industrywide, most recently with the Best Customer Experience Solution Europe 2025 award. The firm stands out through streamlined account opening processes, competitive commission structures, local phone numbers, multilingual support and free telephone order assistance. Its client asset protection model utilises segregated accounts and transparent reporting tools, reinforcing trust and security. By blending institutional-grade infrastructure with human-centred service design, MEXEM continues to set new standards for customer experience in the European financial markets.

Advisor.com

Advisor.com is an innovative financial technology marketplace that connects investors with vetted fiduciary financial advisors through proprietary AI-powered matching algorithms. Founded by serial entrepreneur Hunter Stunzi in Charleston, South Carolina, the company addresses the growing advice gap by serving underserved investors, particularly those with investible assets under $500,000. The platform employs rigorous vetting processes based on regulatory history, assets under management, client ratios, and third-party reviews to ensure quality advisor partnerships. Advisor.com’s network includes industry leaders such as Creative Planning, Edelman Financial Engines, Empower, Fisher Investments, and Vanguard. In September 2025, the company secured $9 million in seed funding led by Walkabout Ventures to accelerate customer acquisition and enhance its AI-powered technology. The company also operates Advisor Wealth Management, a registered investment advisor that combines artificial intelligence capabilities with human advisory services. In recognition of its pioneering approach and market impact, Advisor.com was named Best Emerging FinTech Company North America 2025 and received the Innovation in Wealth Management North America 2025 award.

Gain.pro

Gain.pro is an Amsterdam-based fintech founded in 2018 that transforms private market research with advanced artificial intelligence. Its platform applies machine learning to aggregate and analyze millions of data points from public registers, company filings, and proprietary sources, generating detailed profiles on over four million businesses in minutes rather than weeks. Each AI-generated report undergoes a human-in-the-loop validation process, where expert analysts dedicate hours to refine critical information on ownership structures, financial performance, market positioning, and strategic initiatives. This hybrid model enables investors, advisors, and corporate strategists in private equity, M&A, and consulting to make faster, more informed decisions. Trusted by blue-chip clients such as Goldman Sachs, McKinsey, Blackstone, and all Big Four firms, Gain.pro has supported over one trillion dollars in private capital commitments. Its innovative application of generative AI for deal sourcing, due diligence, and competitive intelligence earned it the Best Use of AI in Finance Europe 2025 award, highlighting its leadership in next-generation financial intelligence.

Walee Financial Services (Private) Limited

Walee Financial Services Private Limited operates as a licensed Non-Banking Financial Company in Pakistan and has set new benchmarks for ethical lending through its Islamic nano-financing platform Hakeem. As a subsidiary of Walee Technologies, the firm launched the country’s first Shariah compliant digital nano-financing service based on a Tawarruq commodity trade structure. This model bridges a financing gap affecting more than half of the population by delivering interest free micro-loans aligned with religious principles. Leveraging advanced AI enabled credit scoring and a mobile first interface, Hakeem reached over one million users in its inaugural year while maintaining strong repayment performance. The platform underscores transparency and inclusivity by integrating centuries old Islamic finance doctrine with modern technology. Recognition at the Singapore FinTech Festival and the Innovation in Lending Asia 2025 award affirm Walee Financial Services’ role as a pioneer in responsible digital finance and its commitment to expanding access to capital for underserved communities in emerging markets.

YoEstate

Recognized as Best Retail Crypto Platform Asia 2025, YoEstate is an innovative NFT marketplace specializing in real estate tokenization alongside artwork, music and other digital assets. Operating within the Fastex ecosystem and built on the Bahamut blockchain’s Caucasus Layer 2 network, the platform enables users to purchase property NFTs exclusively with FTN tokens. Real estate NFTs generate ongoing FTN income for holders, creating a sustainable revenue stream. YoEstate distinguishes itself through a secure, user-friendly interface that bridges traditional property investment with blockchain technology, offering virtual 3D property tours via integrated metaverse capabilities. By democratizing access to tokenized real estate, the platform broadens investment opportunities for retail investors across Asia. Its comprehensive asset trading environment, focus on security and seamless integration with the broader Fastex network positions YoEstate as a leading platform for retail engagement in crypto-enabled property investment. This recognition underscores its commitment to innovation and accessibility in the digital real estate sector.

Charter HCP

Charter HCP is an international commercial finance and consulting firm based in London, specializing in delivering comprehensive funding solutions and strategic financial advisory services across diverse business sectors. Founded in 2016, the company serves an extensive clientele ranging from commercial real estate developers and investment companies to venture capital start-ups, large project promoters, governments, NGOs and major international corporations. The firm’s advisory expertise encompasses innovative financing approaches for start-up funding, working capital enhancement, asset procurement, mergers and acquisitions, real estate development, large project funding and trade finance. Charter HCP distinguishes itself through a versatile financing platform that enables the firm to work with unconventional collateral and overcome funding hurdles that often impede other service providers. The company’s advisory approach combines creative thinking, deep industry expertise and strategic relationships with established funding sources to engineer tailored financial solutions. Its team of seasoned professionals delivers intelligent consulting services that help clients navigate complex capital needs and achieve strategic objectives through optimized financial structuring.

Domain Money

Domain Money represents a transformative approach to financial advisory services, fundamentally reshaping how Americans access professional financial planning. Founded in 2021 by former Goldman Sachs executives, the New York–based firm operates as a Registered Investment Advisor with strict fiduciary responsibilities, ensuring all recommendations serve clients’ best interests. The company’s team consists exclusively of CERTIFIED FINANCIAL PLANNER professionals with extensive experience from leading institutions such as Morgan Stanley, Goldman Sachs and BlackRock. Domain Money’s innovative flat-fee model eliminates traditional asset-based charges, instead offering a transparent pricing structure starting at $2,500 for comprehensive financial planning services. This approach removes conflicts of interest inherent in commission-based or asset-management fees, positioning the firm as a true fiduciary partner. The company serves clients through personalized strategies covering investments, tax planning, retirement preparation and estate planning, all delivered through modern technology platforms combined with human expertise. Domain Money’s commitment to accessible, conflict-free guidance has established the firm as a leader in next-generation advisory services, making institutional-quality planning available to a broader range of American families.

REO Capital, LLC

REO Capital, LLC stands as a distinguished independent advisory firm specializing in capital raising for emerging and established managers of private equity, venture capital, and hedge funds. Founded in 2009 by CEO John Denes, the Beverly Hills-based firm has cultivated over 50 years of combined experience in raising capital for unique investment strategies, typically targeting fund raises between $100 million and $1 billion. The firm’s independent structure enables personalized service delivery, working closely with managers to develop compelling pitch presentations, legal structures, and investor introductions through their extensive network of over 20,000 limited partners including RIA firms, family offices, and institutional investors. In 2024, REO Capital strategically formed a joint venture with Arcadia Consulting, expanding their service capabilities while maintaining their boutique, client-focused approach. This partnership enhances their ability to provide comprehensive advisory services from fund structuring to successful capital deployment. The firm’s track record includes previous recognition as Capital Raising Firm of the Year and US Consultancy Firm of the Year, demonstrating consistent excellence in independent financial advisory services that merits recognition as the Best Independent Advisory Firm USA 2025.

Cryptopay

Founded in 2013, Cryptopay stands as one of Europe’s most established cryptocurrency payment platforms and earned recognition as the Best Cryptocurrency Solution Europe 2025. Licensed across multiple jurisdictions including Canada, Estonia and Luxembourg, the company has built an extensive ecosystem that enables businesses and individuals to integrate digital assets into everyday financial operations. Handling over one billion dollars in annual transaction volume and processing up to two million transactions every month, Cryptopay demonstrates the scale and reliability that set it apart in a competitive market. At the core of its offering is a never touch crypto model that allows merchants in more than 110 countries to accept cryptocurrency payments while converting funds into one of 30 supported fiat currencies, eliminating chargeback risk and hidden fees. Clients in sectors such as iGaming, luxury goods and foreign exchange benefit from seamless settlement and comprehensive risk management. Cryptopay also delivers consumer solutions through a multiasset wallet, payment cards for daily spending and a tiered storage approach that combines hot, warm and cold vault technologies for maximum security.

Gala Collectible Services Private Limited

Gala Collectible Services Private Limited, established in Mumbai in 2022, has pioneered blockchain innovation in India's emerging tokenization sector through its flagship platform AsvaTok. The company operates as India's first comprehensive blockchain-based exchange trading platform specifically designed for tokenized real-world assets, including rare coins, banknotes, and artwork. This groundbreaking implementation demonstrates advanced blockchain architecture that enables fractional ownership and enhanced liquidity for traditionally illiquid collectible assets. The platform's technical excellence lies in its fully compliant framework, integrating robust Know Your Customer and Anti-Money Laundering solutions that meet India's evolving regulatory requirements for virtual digital asset service providers. AsvaTok's blockchain implementation addresses critical market gaps by providing secure, transparent, and efficient trading mechanisms for asset tokenization, positioning India at the forefront of real-world asset digitization. The company's innovative approach to blockchain technology has transformed how investors access and trade high-value collectibles, creating new market opportunities while maintaining regulatory compliance.

Dichoso and Company, CPA, Inc

Dichoso and Company, CPA, Inc. is a full-service certified public accounting firm founded in 2001 by Van Gerard Dichoso. The Beverly Hills based team serves entertainment, manufacturing, retail and professional service clients with accounting, auditing, tax and business consulting services. The firm has earned recognition among Forbes Top 200 CPAs in America and consecutive selections in the Los Angeles Business Journal Top 100 Accountants from 2022 through 2024. Known for its Guide Me By The Hand methodology, the practice offers step by step regulatory advisory guidance that helps organizations navigate evolving federal state and local compliance requirements. This personalized approach underpins the firm winning the Best Regulatory Advisory USA 2025 award. With an international reach spanning Asia Europe Mexico the Middle East and across the United States the company combines deep technical expertise and hands on client support to deliver comprehensive solutions. The firm continues to build on its reputation for service quality and leadership in regulatory compliance.

Broadspectrum Digital Payments

Broadspectrum Digital Payments is a leading Ghanaian financial technology company and licensed Payment Service Provider regulated by the Bank of Ghana. As a subsidiary of Broadspectrum Limited, the company operates as a fully integrated Enhanced Payment Service Provider delivering comprehensive three-tier solutions encompassing Electronic Money Issuing, payment switching, and Unified Payment Gateway services. The company's robust digital payment infrastructure serves over 1.5 million households across nine regions of Ghana through strategic partnerships, most notably with the Northern Electricity Distribution Company for nationwide power revenue collection services. Broadspectrum Digital Payments offers an extensive portfolio of financial services including electronic wallet issuance, digital banking solutions, utility bill payments, domestic and international remittances, airtime and data top-ups, and bulk payment processing capabilities. The company has established itself as a pioneer in Ghana's fintech ecosystem, developing both mobile applications and USSD-based payment solutions that enhance financial inclusion and accessibility. Their innovative approach to mobile payment technology and commitment to serving underbanked populations directly aligns with their recognition as Best Mobile Payment Solution Ghana 2025, reflecting their exceptional contribution to advancing digital financial services across the country.

BFC Capital Private Limited

BFC Capital Private Limited stands as a pioneering wealth management firm in India, operating since 2004 and headquartered in Lucknow. As a SEBI-registered Investment Advisor since 2016, the company has distinguished itself through innovative advisory methodologies and client-centric financial solutions. Managing over Rs. 9.5 billion in assets under management, BFC Capital serves more than 16,000 retail clients and over 100 institutional clients across government corporations, banks, and private enterprises. The firm’s proprietary MF Prodigy wealth management matrix employs a comprehensive five-step diagnostic process to assess client risk profiles, financial obligations, and investment objectives. Its groundbreaking Reverse Pyramid theory revolutionizes mutual fund evaluation and selection. BFC Capital’s commitment to unbiased financial advisory services, combined with Quality Circle Programs that have educated over 7,000 investors through more than 280 seminars, exemplifies the excellence recognized by the Best Wealth Management Advisory Asia 2025 award. The company’s systematic approach to portfolio monitoring, biannual rebalancing, and real-time investment adjustments underscores the sophisticated advisory capabilities that set Asian leaders apart.

Weaver Merchant & Trade

Weaver Merchant & Trade represents the commercial evolution of Weaver Capital, a South African financial services firm that has pioneered innovative funding solutions since 2005. Originally founded as IdeaSource with a focus on knowledge management and process consulting, the company transformed into Weaver Capital and now operates through Weaver Merchant & Trade to deliver comprehensive trade and project finance solutions. The firm specializes in non-traditional finance models including venture capital, securitized vehicles, and offshore funding arrangements, addressing the growing complexity of modern loan arrangements and the funding gaps left by traditional financial institutions. Under CEO Chris Scholtz's leadership, Weaver Merchant & Trade has developed unique approaches to project finance, mergers and acquisitions, bridging finance, and asset financing across diverse sectors including mining, construction, telecommunications, agriculture, and engineering. Their innovative methodologies combine technical consulting with financial expertise to create bespoke solutions for complex international trade operations. The company's recognition as Best Trade Finance Innovation Asia 2025 reflects their commitment to advancing trade finance through creative funding models and their expansion into Asian markets, building on their established success in Africa and global operations in Europe and Australia.

Blocksquare

Blocksquare stands as a pioneering infrastructure provider transforming real estate investment through Web3 technology and blockchain tokenization. Founded in 2017 by Denis Petrovcic, Viktor Brajak, and Peter Merc, the Ljubljana-based company has tokenized over $200 million in real estate assets across 29 countries, powering more than fifteen white-label marketplaces globally. Its comprehensive suite includes Spring for token issuance, Tide for marketplace deployment, Wave for distribution services, and OceanPoint as its DeFi liquidity engine. Blocksquare introduced an EU-compliant Notarized Real Estate Tokenization Framework through its Luxembourg entity, directly integrating with land registries to deliver legally enforceable tokens without traditional special purpose vehicles. Major partnerships include a one billion dollar initiative with Vera Capital for tokenizing US commercial properties. The company also launched Tokelytics, an analytics platform offering real-time performance insights for tokenized assets, and unveiled POINT, a DeFi-native wrapper token that enhances liquidity via automated market makers. Recognition as Best Web3 Solution Europe 2025 underscores Blocksquare’s leadership in bridging traditional real estate markets with decentralized finance infrastructure.

TrueLayer

TrueLayer represents the pinnacle of European open banking implementation, serving as the continent’s leading open banking payments network with infrastructure spanning 21 countries. Founded in 2016 and headquartered in London, the company has architected one of Europe’s most sophisticated open banking platforms, connecting businesses to over 3,000 banks through a single, standardized API that processes more than $100 billion in annual transaction volume. TrueLayer’s implementation excellence is evidenced by its dominant market position, processing approximately 40 percent of UK Pay by Bank transactions and maintaining significant market share across major European economies including Ireland, Spain, France, Germany and the Netherlands. The platform serves over 15 million active users and enables leading European merchants such as Ryanair, Just Eat and Revolut to deliver seamless bank-to-bank payment experiences. As a dual-licensed Electronic Money Institution and Payment Institution regulated by both the UK Financial Conduct Authority and the Central Bank of Ireland, TrueLayer’s open banking infrastructure sets the European standard for secure, compliant services while pioneering innovations in variable recurring payments and real-time financial data access.

Crassula

Founded in Latvia in 2015 by Daria Dubinina, Aleksandrs Novozenovs, and Vlad Nikolaevs, Crassula is a white-label banking software platform that empowers neobanks, fintechs, and established institutions to launch full-service digital banking and payment solutions rapidly. Its modular architecture supports core banking functions such as IBAN issuance, card management, KYC/AML compliance, SWIFT and SEPA transfers, and currency exchange while offering dedicated cryptocurrency banking capabilities with enterprise-grade custody via market-leading partners. Crassula’s Payment Service Provider module delivers global payment gateway services, alternative payment methods, smart routing, and advanced fraud protection. The platform’s cloud-native design ensures high availability, scalability, and continuous updates. Strategic alliances with Fireblocks, Sumsub, Telesign, and others strengthen security, compliance, and user-authentication workflows. Crassula earned recognition as one of the “20 Best Companies to Watch of 2021” and was named a finalist for “Best Digital Solution Provider for Banking Tech” at the 2024 Banking Tech Awards, underscoring its influence and innovation in modern financial services.

X8 Investimentos

X8 Investimentos is a São Paulo–based growth capital firm that specializes in middle-market investments alongside exceptional entrepreneurs. Founded by Carlos Miranda, Taiza Roso, and Daniel Kang, the firm leverages over 30 years of combined market expertise to support high-growth companies with annual revenues between 5 and 50 million dollars. Since its inception in 2010, X8 Investimentos has built a diversified portfolio spanning technology, education, food, circular economy and blue economy ventures, including notable stakes in Vida Veg, Tera and Home Agent. In 2025, X8 Investimentos received the Best Investment Strategy Brazil award, recognizing its rigorous approach to value creation and sustainable impact. The firm’s flagship 8th Wave Fund—a two-hundred million dollar initiative focused on blue economy solutions—exemplifies X8’s commitment to innovative investing. By integrating financial performance with measurable social and environmental outcomes and providing active operational support and internationalization guidance, X8 Investimentos has cemented its reputation for strategic leadership and investment excellence in Brazil’s private equity and venture capital landscape.

HealthQuotes, LLC

HealthQuotes, LLC operates as a specialized technology provider focused on email acquisition and digital marketing solutions for the insurance sector. The company delivers comprehensive campaign management services that encompass data sourcing, audience segmentation, attribution modeling, and real-time performance tracking. Their technology platform enables insurance organizations to execute large-scale email marketing initiatives through automated systems that handle creative development, message delivery, and regulatory compliance oversight. The firm’s approach centers on encrypted data matching and deployment methodologies designed to accelerate brand growth while maintaining operational efficiency. HealthQuotes’ recognition with the Best Insurance Technology Implementation Asia 2025 award reflects their success in developing turnkey solutions that address the complex digital marketing needs of insurance companies across the Asia-Pacific region. Their platform architecture supports ongoing campaign optimization and integration capabilities, positioning the company as a technology enabler for insurance organizations seeking to enhance their digital customer acquisition strategies through sophisticated email marketing infrastructure.

Reform DAO

Reform DAO stands as the cryptocurrency industry’s first market maker and liquidity provider organized as a decentralized autonomous organization, leveraging artificial intelligence to transform traditional trading models. The platform aligns incentives among protocols, communities, and professional market makers to foster a more equitable and transparent ecosystem. In under four months of operation, Reform DAO generated over 3.5 billion in trading volume and executed hundreds of millions of trades, demonstrating the robustness of its AI-driven algorithms. These algorithms deliver accurate price forecasts and optimize trading strategies, enabling the network to process up to three million trades daily across leading global exchanges. Recognition as Best Crypto Market Maker Europe 2025 highlights Reform DAO’s commitment to governance and transparency. A live trading dashboard provides continuous visibility into market making activities, while token holders participate directly in strategic decisions through the DAO structure. The introduction of LuigiBot, a Telegram-integrated trading tool, further democratizes access to sophisticated market making strategies for individual participants.

Taskinfinity

Taskinfinity is a specialized fundraising advisory firm that leverages artificial intelligence and data-driven methodologies to help startups secure venture capital investment. Founded and led by Anna Mastykina, a former venture capital investment associate with experience analyzing over 5,000 pitch decks, the company has established itself as a leader in scaling cold outreach strategies for early-stage companies. The firm’s proprietary approach combines algorithmic investor identification with systematic outreach processes, enabling startups to connect with relevant venture capital funds without relying on personal networks. Taskinfinity’s track record includes helping clients raise over $25 million and securing term sheets worth more than $100 million through structured, technology-driven fundraising campaigns. The company’s innovative methodology addresses traditional barriers in startup fundraising by democratizing access to capital through scalable, repeatable processes that consistently outperform industry engagement metrics. As a recipient of the Best Financial Advisors North America 2025 award, the firm’s approach underscores its leadership in delivering impactful fundraising solutions.

MAX

Metro Africa Xpress Inc. (MAX) is a pioneering mobility technology company founded in 2015 that has transformed vehicle financing and subscription services across Africa. Operating in Nigeria, Ghana, and Cameroon, MAX addresses critical supply chain finance gaps in the transportation sector by providing tailored financial solutions to commercial drivers and transport operators. Through its flexible lease-to-own models, independent drivers gain access to low- and zero-emission vehicles, supported by partnerships with global manufacturers such as Yamaha. The company’s technology-driven platform delivers robust credit assessment tools for drivers without formal banking history, digital wallets, insurance packages, and end-to-end fleet management services. In 2025, MAX was honored with the Best Supply Chain Finance Platform Africa award in recognition of its scalable electric vehicle deployment and innovative financing structures. Beyond vehicle acquisition, MAX offers driver training, healthcare benefits, licensing support, and maintenance services, creating a comprehensive ecosystem that empowers over 15,000 mobility entrepreneurs and advances sustainable transportation within Africa’s expanding $200 billion mobility market.

Plastic Bank

Plastic Bank is a pioneering social fintech company founded in 2013 by David Katz and Shaun Frankson. It addresses two critical challenges of poverty and plastic pollution by enabling underserved communities to exchange collected plastic waste for money, social benefits, and digital banking services. Operating in six countries such as the Philippines, Indonesia, Brazil, Egypt, Thailand and Cameroon, Plastic Bank has empowered more than 61,000 collection members to gather over 170 million kilograms of plastic waste equivalent to more than 8 billion bottles. The organization’s blockchain-secured platform and proprietary app provide digital wallets, identity verification and secure transactions for people previously excluded from formal financial systems. Collectors also gain access to savings accounts, health insurance and educational resources. Materials collected through these initiatives are processed into Social Plastic feedstock, creating a circular economy model that advances environmental sustainability and economic development in vulnerable communities while exemplifying financial inclusion leadership.

Keble

Keble is Nigeria’s pioneering real estate micro-investment platform and recipient of the Best Investment Advisory Nigeria 2025 award. The company democratizes access to premium global property opportunities by enabling fractional investment with entry points as low as ten dollars. Through a rigorous vetting process, Keble offers carefully selected properties across Nigeria, the United Kingdom, and the United States. To date, the platform has facilitated the sale of over three hundred thousand micro-units across more than seventy projects, delivering annual returns of up to thirty percent on Naira-denominated investments and up to twelve percent on international properties. Duly registered with Nigeria’s Corporate Affairs Commission and incorporated in Delaware, Keble holds an SCMUL license and operates under strict regulatory compliance. Strategic partnerships with global audit firms Deloitte and EY, coupled with backing from Meristem Trustees, ensure full transparency and security. By offering legally binding deeds of assignment and a user-friendly interface, Keble provides robust investment advisory services that have empowered thousands of Africans to diversify their wealth through strategic real estate exposure.

Sterling Bank

Sterling Bank Limited is a full-service national commercial bank in Nigeria with over six decades of heritage, tracing its roots to Nigeria Acceptances Limited in 1960 and emerging as Sterling Bank following strategic consolidation in 2006. The bank has built a reputation for retail banking excellence by placing customers at the center of every innovation and delivering best-in-class service. Anchored by its HEART strategy—focusing on Health, Education, Agriculture, Renewable Energy, and Transportation—Sterling Bank drives financial inclusion and sustainable growth across key economic sectors. In 2024, the bank pioneered SeaBaas, the first indigenous core banking system in the region, which processed over two billion transactions with zero downtime and reduced processing times by 60 percent. Digital solutions such as OneBank and Specta reinforce Sterling’s commitment to seamless, secure, and accessible banking. Under the leadership of CEO Abubakar Suleiman, Sterling Bank’s retail banking operations have set new benchmarks for innovation, service quality, and customer satisfaction, earning the institution recognition as Best Retail Bank 2025.

Eduvanz Financing Private Limited

Eduvanz Financing Private Limited is a pioneering Non-Banking Financial Company established in 2016 that has revolutionized education financing in India through innovative financial inclusion initiatives. As an RBI-licensed NBFC, the company has disbursed over Rs 400 crore in education loans to more than 20,000 students across 350 institutes nationwide, specifically targeting underserved segments of the population. What distinguishes Eduvanz in the financial inclusion landscape is its proprietary AI-based risk assessment algorithm that evaluates future employability potential rather than traditional credit history, enabling access to finance for students who would otherwise be excluded from conventional lending. The company’s flagship zero-interest loan products and no-cost EMI options have democratized access to quality education, with 40 percent of borrowers being new-to-credit individuals. Backed by prominent investors including Sequoia Capital and having raised Rs 100 crore in Series B funding, Eduvanz operates across more than 200 cities in India, partnering with government bodies such as the National Skill Development Corporation. Their comprehensive approach encompasses K-12 education, test preparation, upskilling, and vocational training, directly addressing educational inequality and financial exclusion while building pathways for economic mobility.

Lawvisory PLLC

LawVisory PLLC is a Washington, DC-based legal and compliance advisory firm known for personalized, high-quality services without the large-firm price tag. Led by seasoned securities lawyer Jeffrey Smith, the firm offers comprehensive support across the full business lifecycle, from entity formation and regulatory filings through complex transactions and ongoing compliance. LawVisory’s expertise spans securities law, digital assets, blockchain, investment management, and corporate governance. Its innovative outsourced CCO and CLO services deliver senior-level compliance oversight to growing investment advisers and technology firms. Clients also benefit from program audits, regulatory updates, and tailored legal templates designed to streamline risk management. In recognition of its strategic approach and deep industry insight, LawVisory earned both the Best Legal Advisory Support 2025 and Best Regulatory Advisory 2025 awards, underscoring its role as a trusted partner for organizations navigating complex regulatory environments.

Dashy

Dashy operates as a comprehensive engagement and payment platform specifically designed to enhance customer experience for small businesses in Morocco through WhatsApp-based solutions. The company integrates customer relationship management, Soft POS technology, and instant payment processing into a unified platform that eliminates operational friction and streamlines merchant-customer interactions. As the second-place winner of the OST Program 2024, Dashy has demonstrated measurable innovation in creating seamless transaction flows that keep customers within familiar messaging environments rather than forcing them to navigate multiple applications or complex checkout processes. The platform's strategic partnerships with established financial institutions including Crédit Agricole du Maroc and Al Filahi Cash enable trusted, interoperable payment solutions that serve both urban and rural merchants effectively. By centralizing customer conversations, payment processing, and business management tools within WhatsApp's widely-adopted interface, Dashy directly addresses the core elements that define superior customer experience in emerging markets. The company's approach reduces transaction complexity, improves response times, and provides merchants with real-time business insights, positioning it as a strong contender for customer experience excellence recognition.

CoinEx Global

CoinEx Global is a leading cryptocurrency exchange founded in 2017 by Haipo Yang and the team behind the ViaBTC mining pool. Operating in over 200 countries and regions with support for 18 languages, the platform serves more than 10 million users through a comprehensive range of trading services including spot, futures, margin trading, staking, and automated market making. CoinEx distinguishes itself through technological innovation, offering features such as one-click token swaps, peer-to-peer trading, copy trading, and pre-token launch access. The exchange maintains robust security standards with 100 percent proof of reserves verified by Merkle Tree methodology, ensuring full transparency and asset protection. This dedication to excellence has earned CoinEx multiple industry accolades, including Best Cryptocurrency Exchange 2024 from International Business Magazine and dual honors from World Business Outlook as Most Professional Cryptocurrency Exchange Global 2025 and Best Crypto Trading Platform Global 2025. Its native CET token employs a deflationary model and supports a broad ecosystem spanning trading services, educational initiatives, and charitable programs, reinforcing CoinEx Global’s mission to serve as core infrastructure for the blockchain economy.

SVG Legal & Forensic Investigative Services

SVG Legal & Forensic Investigative Services is a distinguished debt collection agency based in Gauteng, South Africa, renowned for its commitment to integrity, excellence, and transparency in financial recovery services. The company specializes in debt recovery solutions, operating on a no-success, no-fee basis with industry-leading success rates that demonstrate their expertise in resolving complex financial obligations. As a registered member of the Council for Debt Collectors CFDC, SVG Legal maintains the highest standards of professional conduct and regulatory compliance in the South African financial services sector. The firm provides international debt collection services, offering clients comprehensive recovery strategies while preserving vital business relationships. Their approach combines legal acumen with forensic investigative capabilities, positioning them as specialists in tackling challenging financial disputes. A transparent reporting system and frequent client updates reflect their dedication to service excellence, making SVG Legal a trusted partner for organizations seeking reliable debt recovery solutions.

mPokket

mPokket represents a pioneering force in artificial intelligence driven financial services, fundamentally transforming digital lending through advanced machine learning technologies. Founded in 2016 by Gaurav Jalan, the Indian fintech company leverages sophisticated AI algorithms to process thousands of demographic, social, behavioral, financial and transactional data points for real time credit scoring and risk assessment. This technology first approach enables mPokket to serve underserved populations, particularly college students and young professionals, who traditionally lack access to formal credit systems. The company’s proprietary underwriting algorithms analyze alternative data sources beyond conventional credit histories, delivering instant loan approvals ranging from Rs 1000 to Rs 45000. With 24 million registered users and over $1.7 billion in cumulative loan disbursements, mPokket demonstrates the scalable impact of AI in democratizing financial access. Their machine learning models continuously adapt to identify potential defaulters, optimize risk based pricing and enhance fraud detection capabilities. Recognition as Best Use of AI in Finance 2025 underscores mPokket’s leadership in leveraging intelligent automation to expand financial inclusion.

APOLLO Insurance Ltd.

APOLLO Insurance Ltd. stands as Canada’s leading digital insurance provider, pioneering fintech innovation through its proprietary APOLLO Exchange platform that revolutionizes insurance distribution. Founded by Jeff McCann, the company leverages sophisticated algorithms and data analytics to enable real-time quoting, binding, and policy issuance without human intervention, serving over 100,000 Canadians through more than 1,000 embedded integrations with property management companies and insurance brokers. The company’s fintech leadership is exemplified by its 2024 launch of FinShore, a wholly owned buy-now-pay-later subsidiary that secured 18.5 million dollars in financing and offers embedded monthly payment options for insurance premiums. This innovation addresses affordability pressures on Canadian renters and small businesses while demonstrating APOLLO’s expansion into embedded finance solutions. Through partnerships with insurers and brokers, APOLLO digitizes a diverse portfolio of insurance products, creating a seamless ecosystem that underpins its recognition as the Best Emerging FinTech Company 2025. Combining insurance expertise with advanced technology, APOLLO is positioned to shape the future of financial services in Canada.

BMP Wealth Limited

BMP Wealth Limited is an independent financial advisory firm founded in 2017 by industry veterans with over three decades of combined experience. Based in Hong Kong, the company specializes in serving expatriates and internationally minded clients seeking comprehensive wealth management, retirement planning, insurance solutions and discretionary investment services. Through meticulous regulatory compliance under multiple Hong Kong authorities, BMP Wealth delivers transparent fee structures and robust client protections. Its award-winning approach integrates advanced financial planning software, cloud-based reporting tools and a collaborative investment committee to design and manage diversified portfolios aligned with each client’s unique goals and risk tolerance. The firm’s dedication to operational excellence, technological innovation and personalized coaching has earned multiple industry accolades, culminating in its recent recognition as Best Independent Financial Advisor 2025. This honor underscores BMP Wealth’s commitment to client outcomes and reinforces its reputation as a trusted partner for complex cross-border financial needs.

PrivatBank

PrivatBank stands as Ukraine’s largest bank by assets, serving over 19 million active customers through an extensive network of branches, ATMs and digital channels. Since its nationalization in 2016, the state-owned institution has delivered record financial performance, reporting UAH 40.1 billion in net profit for 2024. PrivatBank’s award-winning retail banking services are anchored by the Privat24 mobile application, which offers seamless payments, a digital wallet and barrier-free features including Ukrainian sign language support. The bank’s SME banking leadership is reflected in its UAH 112 billion loan portfolio, with targeted programs supporting energy independence, food security and export development. Innovation in lending has been driven by government-backed green financing and the national cashback initiative that incentivizes local spending. On the payments front, PrivatBank has emerged as a top-50 global acquirer and rolled out tap-to-pay functionality on iPhones, positioning Ukraine among the first European markets to adopt the feature. Through ongoing digital transformation and social responsibility efforts, PrivatBank continues to reinforce national financial resilience while earning acclaim for retail excellence, SME service quality, lending innovation and payments innovation.

DriveU Mobility Solutions Pvt Ltd

DriveU Mobility Solutions Pvt Ltd has redefined personal transportation in India through its pioneering on-demand driver services platform. Established in 2015 and based in Bengaluru, DriveU connects more than 800,000 car owners with a network of over 100,000 rigorously background-verified and trained drivers across nine major metropolitan regions including Bangalore, Delhi NCR, Mumbai, Chennai, Hyderabad, and Pune. The platform has successfully completed in excess of eight million trips, showcasing its operational scale and reliability. Beyond ride services, DriveU’s integrated super app streamlines the complete car ownership journey by offering doorstep car servicing, professional washes, FASTag recharges, and routine maintenance solutions. Combining advanced dispatch algorithms with stringent safety protocols and continuous driver training, the company ensures a consistently high level of service quality. In FY25, DriveU achieved 22% revenue growth to reach Rs 111.8 crore while turning profitable, underscoring its strong market positioning and sustainable business model. This blend of innovation, safety, and comprehensive mobility solutions has earned DriveU the distinction of Best Mobility Solutions Provider 2025.

Mirova

Mirova is a Paris-based sustainable investment affiliate of Natixis Investment Managers that has established itself as a leader in responsible asset management through its comprehensive approach to environmental, social, and governance integration. With approximately €32 billion in assets under management as of December 2024, the B Corp-certified firm manages multi-thematic sustainable portfolios across seven asset classes in both listed and private markets, directing capital toward investments that create real, sustainable value. Mirova's excellence in asset management is demonstrated through its pioneering work in green bonds, biodiversity investing, and nature-based carbon strategies, having raised over $350 million for climate and nature initiatives since 2020. The firm's rigorous sustainability assessment framework, which evaluates companies' contributions to the UN Sustainable Development Goals while ensuring no significant negative impact, has earned recognition through multiple industry awards in 2025, including honors for ESG equity, fixed income, and natural capital strategies. This systematic approach to combining financial performance with measurable environmental and social impact positions Mirova as a standout performer worthy of recognition as Best Asset Management Firm 2025.

Kistpay Private Limited

Kistpay Private Limited is a pioneering fintech platform revolutionizing smartphone financing for underserved populations globally. Headquartered in Abu Dhabi with regional offices in Rwanda and Pakistan, the company specializes in providing accessible device financing through alternative credit scoring, device lock control technology, and micro-lending solutions. Kistpay specifically targets the Next Billion Users, focusing on unbanked and underbanked communities including women, students, gig workers, and low-income individuals who traditionally lack access to formal financial services. The platform integrates advanced device locking mechanisms powered by Samsung Knox, Google DLC, and Paytrigger technologies to minimize default risks while enabling affordable smartphone access. Beyond device financing, Kistpay operates comprehensive financial inclusion programs featuring women-dedicated outlets, digital skills training, social lending models, and financial literacy initiatives. The company has established strategic partnerships with prestigious organizations including UNDP, GSMA, World Bank, and Population Services International, demonstrating its commitment to sustainable development goals. In 2025, it received the Best Financial Inclusion Initiative award, underscoring its industry leadership and impact.

Citadel Investment Services Ltd

Citadel Investment Services is a South African wealth management firm founded in 1993 that has established itself as a leading financial services provider through transparent, fee-based advisory services. Originally launched as JMM Investment Services, the company pioneered a commission-free model that prioritized client transparency over traditional practices, fundamentally reshaping the wealth management landscape in South Africa. Based in Cape Town with offices across major South African cities and an offshore presence in Guernsey, Citadel manages over R106 billion in assets for more than 8,600 clients while maintaining an industry-leading client retention rate. The firm’s team of over 450 professionals delivers comprehensive solutions including investment management, financial planning, estate planning and fiduciary services. Citadel’s advisory excellence has earned significant industry recognition, culminating in its award as Best Wealth Management Advisory South Africa 2025. These accolades reflect the company’s commitment to risk-adjusted performance and long-term investment strategies that protect and grow client wealth effectively.

Indochina Capital Corporation

Founded in 1999, Indochina Capital Corporation has emerged as a trailblazer in Vietnam’s real estate, capital markets and financial services. Through Indochina Land, the group has delivered landmark developments exceeding one billion dollars in project value, while Indochina Strategic and Indochina Capital Advisors provide specialized M&A and real estate advisory services. The firm’s innovative approach to market feasibility, capital raising, financial due diligence and debt structuring has attracted regional acclaim, most recently earning recognition as Best M&A Advisory Firm Asia 2025 and Best Real Estate Advisory Asia 2025. Its portfolio spans commercial, hospitality, residential and retail sectors, underpinned by strategic joint ventures with leading global partners. With a track record of securing substantial non-recourse financing and winning numerous regional awards for design excellence, Indochina Capital leverages deep local insight and international expertise to deliver sophisticated advisory solutions that shape Vietnam’s urban landscape.

Finergreen

Finergreen is a leading boutique investment bank specializing in energy transition financing, with headquarters in Paris and a global presence spanning 10 offices across Europe, Africa, Latin America, and Asia. Founded in 2013, the firm has established itself as a premier financial advisory specialist for renewable energy and energy efficiency projects, completing over 150 transactions totaling 3 billion euros in sectors including solar, wind, biogas, and hydroelectricity. The company's expertise encompasses mergers and acquisitions, project finance, debt structuring, and strategic advisory services, making it particularly well-positioned for complex financing solutions in emerging markets. Finergreen's African operations, anchored by offices in Abidjan, Nairobi, and Cape Town with a dedicated team of professionals, have earned the firm recognition as the number one financial advisor for renewable energy transactions in Africa according to industry league tables. In 2025, Finergreen was honored as Best Emerging Markets Advisory Africa and Best Energy & Infrastructure Advisory Europe, reflecting its innovation and service quality across diverse global markets.

9Point Capital

9Point Capital stands as India’s first digital asset management company, pioneering innovative wealth management solutions for high-net-worth individuals, ultra-high-net-worth individuals, and family offices. Founded in 2024 and headquartered in Mumbai, the firm has revolutionized how Indian investors access global markets through its Digital Asset Investment Service platform. The company’s groundbreaking approach combines traditional portfolio management services with cutting-edge digital asset strategies, offering clients exposure to Bitcoin ETFs, US equities, tokenized assets, and stablecoins through fully compliant structures. Operating through GIFT City’s International Financial Services Centre framework, 9Point Capital ensures regulatory compliance while providing SIPC insurance coverage up to 500,000 dollars for enhanced security. The firm’s innovation extends to seamless integration with India’s Liberalized Remittance Scheme, enabling tax-efficient global investing with transparent reporting mechanisms. Led by CEO Srinivas L, a technology veteran with over 25 years of experience across Microsoft, BlackBerry, and Samsung, the company delivers alpha-generating investment strategies through professionally managed accounts. This innovative fusion of traditional wealth management principles with digital asset expertise positions 9Point Capital at the forefront of Asia’s evolving financial services landscape.

Qatar Insurance Group

Qatar Insurance Group is a leading insurer headquartered in Doha, offering a comprehensive range of personal and commercial insurance products. The company operates in multiple countries, delivering motor, property, marine, and health insurance solutions. Its award-winning mobile app enables policy management, claims submission, and renewals, supporting customer engagement and digital transformation. (http://www.qic-group.com)

Kantox

Kantox is a Spanish fintech company offering currency management automation solutions for businesses. Its platform helps companies manage foreign exchange risk, automate hedging, and improve pricing strategies. Kantox’s technology integrates with ERP systems, enabling treasury teams to execute FX workflows efficiently and transparently. The firm serves clients across industries and international markets. (http://www.kantox.com)

HashKey Exchange

HashKey Exchange is a Hong Kong-based digital asset trading platform serving institutional and professional investors. Fully licensed under Hong Kong regulations, the exchange provides secure access to major cryptocurrencies, custody solutions, and compliance-focused trading infrastructure. HashKey emphasizes regulatory adherence, transparency, and robust risk management in Asia’s evolving digital asset markets. (http://www.hashkey.com)

El Nuwr

El Nuwr is a Malaysian financial services company specializing in Shariah-compliant factoring solutions. The firm helps businesses unlock working capital by purchasing receivables, providing fast liquidity while adhering to Islamic finance principles. El Nuwr’s services support SMEs with cash flow management and business growth across Malaysia’s diverse commercial sectors. (http://www.elnuwr.com)

Rural Investment to Protect our Environment (RIPE)

RIPE (Rural Investment to Protect our Environment) is a US nonprofit advancing agricultural policy solutions that reward farmers for voluntary conservation practices. The organization develops programs that pay producers for delivering environmental benefits, such as carbon reduction and improved water quality. RIPE advocates for policy reforms that create sustainable revenue streams for agriculture. (http://www.riperoadmap.org)

Falak Investment Hub

Falak Investment Hub is a Saudi Arabian venture capital and entrepreneurship platform that invests in early-stage technology startups. It provides funding, mentorship, and acceleration programs to founders across various sectors. Falak supports innovation in Saudi Arabia by combining strategic capital with advisory services, helping entrepreneurs scale their businesses regionally and internationally. (http://www.falak.sa)

Austin Benefits Group

Austin Benefits Group is a US-based insurance brokerage and employee benefits consulting firm. The company provides health insurance, retirement plans, HR solutions, and compliance services to businesses of all sizes. Austin Benefits emphasises personalised service, technology-driven enrolment, and ongoing support to help clients navigate complex benefits programs and improve employee engagement. (http://www.austinbenefits.com)

Patron GO

Patron GO is a Czech fintech startup offering a mobile app that analyses users’ bank transactions to recommend savings on household bills and subscriptions. The platform identifies opportunities to optimise spending and automate cost reductions. Patron GO’s mission is to empower consumers with tools to improve financial health and make smarter decisions. (http://www.patrongo.com)

Partior

Partior is a Singapore-based blockchain payment network co-founded by DBS, J.P. Morgan, and Temasek. The platform facilitates real-time cross-border payments and multi-currency clearing between banks. Partior aims to improve settlement efficiency, reduce costs, and modernize correspondent banking through distributed ledger technology, supporting seamless value transfer across financial institutions. (http://www.partior.com)

Pixpay

Pixpay is a French neobank dedicated to helping teens and their parents manage money responsibly. The platform provides prepaid cards, a mobile app, and parental controls, enabling young users to learn budgeting and financial skills. Pixpay also offers savings goals, spending insights, and customizable features to support financial education and independence. (http://www.pixpay.fr)

InDebted

InDebted is an Australian fintech company revolutionizing debt collection with a digital-first approach. Its platform uses machine learning, automation, and customer-centric communication channels to improve recovery rates and enhance the debtor experience. InDebted operates globally, offering compliance-focused solutions that prioritize transparency and positive engagement over traditional collection practices. (http://www.indebted.co)

Italian Artisan

Italian Artisan is a digital B2B platform that connects international buyers with Italian manufacturers specialising in fashion and lifestyle products. The company streamlines sourcing, production management, and payments through its online tools, enabling brands to access Italy’s artisan network efficiently. Italian Artisan helps factories digitalize operations and improve transparency in the supply chain. (http://www.italianartisan.com)

APOLLO Insurance

APOLLO Insurance is a Canadian digital insurance platform offering online coverage for small businesses and individuals. The company enables brokers and customers to quote, bind, and issue policies instantly through its proprietary technology. APOLLO provides a range of products including liability, property, and professional insurance, focusing on speed, simplicity, and accessibility. (http://www.apollocover.com)

SNV

SNV is a Netherlands-based international development organization operating across Africa, Asia, and Latin America. In agriculture, SNV delivers financing solutions, value chain development, and advisory services to improve livelihoods and food security. Its agri-finance programs connect farmers to credit, insurance, and markets, supporting inclusive growth and resilience in rural communities. (http://www.snv.org)

Hungarian Investment Promotion Agency

The Hungarian Investment Promotion Agency (HIPA) is a government organization that promotes and facilitates foreign direct investment in Hungary. HIPA supports investors with site selection, incentives, regulatory guidance, and post-investment services. The agency works across sectors including automotive, electronics, shared services, and life sciences to attract and retain strategic projects. (http://www.hipa.hu)

BMP Wealth Ltd.

BMP Wealth Ltd. is a Hong Kong-based independent financial advisory firm serving expatriates and international clients. The company offers wealth management, retirement planning, insurance, and investment solutions tailored to complex cross-border needs. BMP Wealth emphasizes transparent advice, regulatory compliance, and personalized service to help clients achieve long-term financial goals. (http://www.bmpwealth.com)

Jeitto

Jeitto is a Brazilian fintech company offering an app-based credit solution that enables users to pay bills, recharge mobile phones, and make purchases without a credit card. Designed for underserved populations, Jeitto provides instant credit limits based on customer profiles and repayment behaviour. The platform aims to promote financial inclusion by offering convenient, flexible microcredit services. (http://www.jeitto.com.br)

UnaCash

UnaCash is a fintech platform in the Philippines providing digital point-of-sale financing and personal loans. Designed to increase access to credit for underserved consumers, UnaCash offers flexible instalment options through merchants and e-commerce partners. The platform uses proprietary risk assessment models to streamline approvals and enhance financial inclusion across the country. (http://www.unacash.com.ph)

YuLife

YuLife is a UK-based insurtech company offering group life insurance products that incentivise healthy behaviour. The platform integrates wellness tracking, rewards, and gamification to engage employees and improve well-being. YuLife’s policies combine financial protection with digital tools that encourage physical activity, mindfulness, and financial education, differentiating the company in the group insurance market. (http://www.yulife.com)

PrivatBank

PrivatBank is Ukraine’s largest commercial bank, providing comprehensive financial services to individuals, SMEs, and large enterprises. It offers deposits, loans, payment solutions, cards, and online banking through its advanced digital infrastructure. PrivatBank is recognised for innovations such as contactless payments, instant transfers, and AI-powered customer support, supporting millions of clients nationwide. (http://www.privatbank.ua)

Lunar

Lunar is a digital banking platform headquartered in Denmark that delivers mobile-first banking solutions for individuals and small businesses across the Nordics. The app offers current accounts, savings, lending, investment options, and budgeting tools. Lunar emphasizes a seamless digital experience with intuitive interfaces, low fees, and flexible financial products designed for modern lifestyles. (http://www.lunar.app)

DriveU

DriveU is an Indian mobility platform offering on-demand professional driver services for individuals and businesses. Customers can hire vetted drivers by the hour or per trip through the app for personal cars, commercial vehicles, or logistics needs. DriveU focuses on safety, reliability, and convenience, providing real-time tracking, transparent pricing, and insurance coverage for every booking. (https://www.driveu.in)

Mirova

Mirova is a French asset management company dedicated to sustainable investing. As an affiliate of Natixis Investment Managers, Mirova integrates environmental, social, and governance (ESG) criteria across its strategies. The firm offers equity, fixed income, infrastructure, and impact investment solutions aimed at generating long-term value while addressing global challenges such as climate change and social inequality. (http://www.mirova.com)

FINTECH HARBOR CONSULTING

FINTECH HARBOR CONSULTING is a UK-based legal and business advisory firm specialising in support for fintech companies, startups, and financial institutions. The consultancy assists with regulatory compliance, licensing, corporate structuring, and cross-border expansion. With expertise in financial technology law, FINTECH HARBOR helps clients navigate complex regulatory landscapes and scale their operations internationally. (http://www.fintecharbor.com)

Kistpay Limited

Kistpay Limited is a fintech company in Pakistan focused on improving digital access and financial inclusion. The platform offers installment-based financing for smartphones and technology devices, enabling underserved consumers to participate in the digital economy. Kistpay combines credit scoring with secure payment plans to make technology more affordable and bridge the digital divide across Pakistan. (http://www.kistpay.pk)

Binance

Binance is a leading global cryptocurrency exchange originally founded in China and now operating internationally. The platform offers trading in hundreds of digital assets, including Bitcoin, Ethereum, and stablecoins. Binance provides spot and futures trading, staking, savings products, and blockchain education resources. Its ecosystem also includes Binance Smart Chain, supporting decentralized applications and token creation. (http://www.binance.com)

Forvis Mazars in UAE

Forvis Mazars in UAE is part of the global Mazars network, providing audit, accounting, tax, and advisory services to businesses across the United Arab Emirates. The firm supports clients in navigating regulatory requirements, managing risk, and enhancing performance. Its multidisciplinary teams deliver tailored solutions for companies of all sizes, combining local expertise with international capabilities. (http://www.mazars.ae)

Genome

Genome is a digital financial platform based in Lithuania providing multi-currency business and personal accounts, SEPA and SWIFT transfers, merchant acquiring, and currency exchange services. Tailored for startups, SMEs, and e-commerce, Genome enables users to manage payments, issue IBANs, and accept cards globally from a single interface. The platform emphasizes security, compliance, and user-friendly experiences. (http://www.genome.eu)

Fairlo

Fairlo is a Swedish fintech company that offers ethical consumer credit products designed to promote financial well-being. The platform provides flexible loans with transparent pricing, no hidden fees, and repayment terms customers can adjust as needed. Fairlo’s mission is to create fair and sustainable lending solutions that empower individuals to manage unexpected expenses responsibly. (http://www.fairlo.se)

Colliers

Colliers is a diversified professional services and investment management company headquartered in Canada. The firm delivers expert advisory, property management, valuation, and leasing solutions across office, industrial, retail, and residential sectors. With operations in over 60 countries, Colliers helps clients optimise real estate strategies and drive long-term value through market intelligence and integrated services. (http://www.colliers.com)

ProducePay

ProducePay is a US-based agri-fintech platform that provides financing, trading, and market insights for fresh produce growers, distributors, and buyers. The company offers pre-season and in-season capital solutions, helping producers manage cash flow and reduce payment risk. Its digital marketplace connects stakeholders across the supply chain, supporting transparent pricing and streamlined transactions in global fresh produce markets. (http://www.producepay.com)

Capria Ventures

Capria Ventures is a global investment firm based in India that partners with and invests in fund managers and early-growth businesses across emerging markets. The firm focuses on scalable, impact-driven ventures in financial inclusion, healthcare, education, and climate solutions. Capria combines capital with strategic guidance to accelerate portfolio growth and drive sustainable development outcomes in underserved economies. (http://www.capria.vc)

clicassure.com

ClicAssure is a Canadian insurance platform offering digital insurance solutions and customer service for individuals and businesses. The company provides online quotes, policy management, and claims support for various insurance products, including auto, home, and commercial coverage. ClicAssure leverages technology to simplify the insurance process and enhance customer experience in Canada’s insurance market.

Utah Governor's Office of Planning and Budget

The Utah Governor’s Office of Planning and Budget is a state government agency responsible for economic development, fiscal planning, and resource management in Utah. The office develops policy, coordinates state budgets, and implements initiatives to promote sustainable growth, infrastructure, and public services. It plays a key role in supporting Utah’s economic competitiveness and long-term development.

Vinson & Elkins

Vinson & Elkins is a global law firm headquartered in the United States, specializing in mergers and acquisitions, energy, finance, and regulatory law. Founded in 1917, the firm serves multinational corporations, financial institutions, and government entities. Vinson & Elkins is recognized for its expertise in complex transactions, cross-border deals, and legal advisory services across various industries.

Eduvanz

Eduvanz is a digital fintech non-banking financial company (NBFC) in India, founded in 2016. It provides fast, affordable, and flexible financing solutions for learners and professionals pursuing education and skilling programs. Eduvanz offers no-cost EMI options, an automated loan origination cycle, and a skilling marketplace called WiZR. The company has processed millions in loans and supports career advancement for students and working professionals across India.[11][19]

Lawvisory PLLC

LawVisory PLLC is a U.S.-based global legal and compliance firm providing services to investment advisers, blockchain companies, and growth-stage businesses. Led by experienced attorneys, LawVisory offers regulatory compliance, risk management, and legal advisory solutions. The firm supports clients through every business stage, from startups to maturity, and is recognized for its tailored, cost-efficient legal service plans and expertise in securities, tax, and digital assets regulation.[9][17]

Dashy

DashyPay is a payments technology company providing innovative solutions for businesses to accept card payments. Their offerings include card machines, integrated financial solutions, and user-friendly reporting portals. DashyPay supports a variety of payment methods, including contactless, chip, and swipe transactions, and provides tailored merchant solutions for local and international businesses. The company is known for its customer support and next-day payouts, serving diverse industries in Morocco and beyond.[15]

ClockPay

ClockPay is a B2B cryptocurrency payment processing platform enabling businesses to receive digital currency payments and settle in their preferred currency. The platform offers high-speed transactions with low fees and supports global businesses in the digital economy. ClockPay is part of the broader Clock Ecosystem, which aims to unify blockchain communities and power digital transactions and interactions worldwide.

SBSB FinTech Lawyers

SBSB FinTech Lawyers is an Estonian law firm specializing in fintech, crypto, gambling, and investment legal services. Established in 2013, the firm provides comprehensive support for obtaining licenses, company incorporation, regulatory compliance, and legal structuring. SBSB serves global clients, including cryptocurrency exchanges, payment companies, online gaming operators, and investment funds, offering expertise in multiple jurisdictions and tailored legal solutions for innovative financial businesses.

Moneystart

Moneystart is a Nigerian financial advisory firm led by certified financial educator Ibiyinka Ibru. The company offers personal finance coaching, investment portfolio management, and group training programs for young professionals and entrepreneurs. Its core services include wealth-building strategies, budgeting, debt management, and financial literacy education. Moneystart primarily serves individuals seeking to improve financial health and achieve long-term financial freedom, with a focus on accessible, practical guidance.

SVG Legal & Forensic Investigative Services

SVG Legal & Forensic Investigative Services is a South African firm specializing in debt recovery, legal actions, credit reports, blacklisting services, and forensic investigations. Founded in 2010 and based in Johannesburg, the company serves businesses with overdue and doubtful accounts, offering corporate debt collection and related legal services. Its team provides tailored solutions for clients across various industries, focusing on efficient and transparent financial recovery processes.

Sterling Bank

Sterling Bank is a Nigerian commercial bank providing retail and digital banking services to individuals, SMEs, and large corporations. The bank offers savings, loans, digital payments, and investment products, focusing on innovation and customer experience. Sterling Bank is recognized for its technology-driven solutions, sustainability initiatives, and commitment to financial inclusion in Nigeria’s banking sector.

TAV Airports

TAV Airports is a Turkish company specializing in airport construction, financing, and management. Operating since 1997, TAV manages major airports in Turkey and internationally, providing passenger services, retail, and ground handling. The company is recognized for its expertise in airport infrastructure development, public-private partnerships, and operational excellence in the aviation industry.

TCB Pay Financial Services

TCB Pay Financial Services is a U.S.-based payment platform specializing in global e-commerce solutions. The company offers merchant accounts, payment gateways, and risk management services for online businesses. TCB Pay supports multiple currencies and payment methods, catering to international merchants seeking secure, scalable, and compliant payment processing solutions.

BKREA

BKREA is a U.S.-based real estate advisory firm offering consulting, brokerage, and investment services for commercial and residential properties. The company provides market analysis, transaction support, and strategic guidance to clients, including investors, developers, and property owners. BKREA is known for its expertise in complex real estate transactions and tailored solutions for diverse markets.

TechnoServe

TechnoServe is a nonprofit organization headquartered in the United States, dedicated to fighting poverty by helping people in developing countries build competitive farms, businesses, and industries. The organization provides advisory services, training, and market access to entrepreneurs and farmers, focusing on sustainable economic development and social impact across Africa, Latin America, and Asia.

CoinDCX

CoinDCX is a leading Indian cryptocurrency exchange offering spot, margin, and futures trading for a wide range of digital assets. Founded in 2018, CoinDCX provides secure trading, advanced charting tools, and a user-friendly platform for retail and institutional investors. The company is known for its compliance with regulatory standards, educational initiatives, and efforts to promote crypto adoption in India.

Halan Microfinance Bank

Halan Microfinance Bank is a growth-oriented financial institution in Pakistan focused on financial inclusion and innovation. The bank provides microfinance services, loans, and digital banking solutions to underserved individuals and small businesses. Headquartered in Karachi, Halan aims to empower communities by improving access to finance and supporting economic development through technology-driven banking products and customer-centric services.[21]

World Food Programme

The World Food Programme (WFP) is the world’s largest humanitarian organization, part of the United Nations, providing food assistance in emergencies and supporting nutrition and resilience programs in over 120 countries. Founded in 1961 and headquartered in Rome, WFP delivered aid to more than 150 million people in 2023 and was awarded the Nobel Peace Prize in 2020 for its efforts to combat hunger and promote peace.[12][20]

MAX

MAX is an African mobility company focused on empowering drivers and businesses through electric vehicle solutions and financial services. The company provides access to finance, vehicle ownership, insurance, and health coverage, supporting drivers with a rent-to-own model. MAX aims to accelerate Africa’s transition to electric mobility and improve livelihoods by offering comprehensive support, training, and innovative technology for transport operators and logistics businesses across the continent.[10][18]

NEW STREET TECH

New Street Tech is an Indian fintech company founded in 2017, specializing in blockchain, AI, machine learning, and IoT solutions for financial services. Its core platform, MiFiX, enhances efficiency and security for enterprises by reducing technology maintenance and operational costs. The company serves banks, microfinance, and payment sectors, focusing on cost-effective, scalable technology infrastructure and compliance for clients across India and emerging markets.[16]

Vasu International Payment Solutions

Vasu International Payment Solutions Inc. is a financial technology company headquartered in the Philippines, operating globally. It provides risk-inclusive payment processing, card issuing programs, and merchant accounts, supporting both traditional and high-risk merchants. Vasu offers proprietary payment gateways, advanced fraud protection, and compliance solutions. The company serves clients in e-commerce and financial services, with offices and operations in multiple countries, including Australia, Cyprus, and the USA. Founded in 2020.

HiSAVE

HiSAVE is a digital savings platform that helps users in the MENA region grow their money effortlessly. By offering automated saving tools, high-yield returns, and a user-friendly app, HiSAVE empowers individuals to build financial habits, reach their goals faster, and enjoy the benefits of smarter, stress-free money management.

FIG SOLUTIONS SAE

FIG Solutions S.A.E is a leading Egyptian fintech company offering innovative digital financial services across the MENA region. With a focus on embedded finance, FIG provides scalable solutions for payments, lending, and financial inclusion, empowering partners to serve underbanked communities and drive growth through seamless, secure, and integrated digital experiences.

Surecomp

Surecomp is a global provider of digital trade and supply chain finance solutions for corporates and financial institutions. With nearly 40 years of experience, it offers cloud and on-premises software that streamlines trade finance processes, enhances compliance, and fosters collaboration to enable seamless and sustainable global trade.

Moqod

Moqod is a software development company based in Amsterdam, specializing in mobile and web applications, AI, and cloud solutions. With over a decade of experience, it offers nearshore development services, partnering with clients across various industries to deliver scalable and high-performing digital products.

Helios

Helios & Partners is a strategic consulting and investment firm specializing in consumer ecosystem investing. It focuses on transforming businesses in the fashion, luxury, beauty, and travel retail sectors by providing growth capital, advisory services, and creative solutions to drive sustainable and profitable growth

prosperoai

Prospero.ai offers an AI-driven investing platform that democratizes access to institutional-level financial data for retail investors. By analyzing millions of data points, it provides actionable insights and stock picks, enabling users to make informed investment decisions with tools previously available only to hedge funds.

EVO FINANCIAL SERVICES

Evo Financial Services is a South African healthcare consultancy firm and Level 1 B-BBEE contributor. With over 20 years of experience, it offers corporate consulting, health risk management, actuarial services, and employee benefits solutions. Evo focuses on tailored strategies to enhance clients' health and financial well-being.

Ethos

Ethos is a digital life insurance provider aiming to make coverage accessible and affordable. Founded in 2016, it offers term and whole life policies through a streamlined online process without medical exams. Ethos partners with top insurers to deliver instant coverage and includes estate planning tools.

Ridgeline

Ridgeline offers a cloud-based platform tailored for investment management firms. Founded by Dave Duffield, it integrates functions like CRM, trading, compliance, and accounting into a unified system. The platform leverages AI to enhance operational efficiency, enabling investment managers to streamline workflows and focus on strategic activities

BOXX Insurance

BOXX Insurance provides integrated cyber insurance and protection solutions for small businesses and individuals. Its Cyberboxx platform combines threat prediction, prevention tools, and insurance coverage, including incident response services. BOXX collaborates with partners like Lloyd’s and Zurich to offer scalable cybersecurity solutions across various sectors.

TRaiCE

TRaiCE provides an AI-augmented platform for business risk monitoring and portfolio management. It enables lenders and investors to track, analyze, and extract actionable risk intelligence from unstructured data, offering tools like digital risk indices and early warning systems to proactively manage portfolio risks.

Moneyfarm

Moneyfarm is a digital wealth management platform offering tailored investment solutions for various financial goals. It provides a range of accounts, including ISAs and pensions, managed by experts to suit individual risk profiles, aiming to simplify investing and help users grow their wealth efficiently.

Optimum Retailing

Optimum Retailing offers an AI-driven platform that automates store-specific planning and merchandising. It provides real-time insights to enhance shopability, customer engagement, and fixture performance, enabling retailers to optimize in-store experiences across multiple locations

Carrington Labs

Carrington Labs offers AI-driven credit risk management solutions for lenders, focusing on cash flow underwriting, loan sizing, and early-warning systems. Their platform integrates traditional and open banking data to provide tailored credit insights, enhancing lending decisions and portfolio management.

Financial Wealth Holdings

Financial Wealth Holdings is a South African company offering financial solutions to individuals and businesses. Their services include debt management, insurance products, and financial planning, aiming to improve clients' financial health and quality of life. They also provide tailored business solutions to enhance growth potential.

KIFFWA

KIFFWA provides early-stage, risk-tolerant capital and expertise to water-related projects in Kenya. Acting as a co-developer, it supports initiatives through technical, financial, and legal assistance, aiming to create viable, climate-resilient water investment opportunities and attract private sector financing

AngelList

AngelList is a U.S.-based platform connecting startups with investors, offering tools for fundraising, equity management, and investment tracking. Founded in 2010, it supports venture funds, syndicates, and rolling funds, facilitating capital raising and portfolio management for startups and investors.

Giottus Crypto Platform

Giottus is an Indian cryptocurrency exchange offering a secure platform for trading digital assets like Bitcoin and Ethereum. It supports multiple regional languages, enhancing accessibility for Indian users. The platform emphasizes user-friendly interfaces and compliance with regulatory standards.

EQUITY Law Firm

EQUITY Law Firm, based in Kyiv, Ukraine, specializes in litigation, bankruptcy, and white-collar crime. With over 20 years of experience, the firm comprises more than 50 lawyers and 8 partners, offering services in corporate law, M&A, tax, and financial law. EQUITY is ranked among Ukraine's top law firms

Oaklins France

Oaklins France is a mid-market M&A and financial advisory firm with offices in Paris, Lyon, Nantes, and Toulouse. Specializing in sectors like aerospace, consumer goods, and healthcare, they offer services in mergers and acquisitions, fundraising, and debt advisory, collaborating with 850 professionals across 40 countries.

Square Associates Pte Ltd Singapore

Square Associates is a Singapore-based boutique consultancy specializing in strategic and financial advisory services. Catering to companies at various growth stages, the firm offers sector-agnostic, tailor-made solutions, focusing on emerging markets. Their services encompass strategic consultancy, financial advisory, and investment management, leveraging a global network of institutional investors.

Octane

Octane is a fintech company offering instant financing solutions for powersports and outdoor equipment, including motorcycles, ATVs, and mowers. Utilizing a streamlined digital platform, Octane provides personalized loan offers with soft credit checks, ensuring fast decisions, flexible terms, and competitive rates for a broad range of consumers.

EZsim Connect

EZsimConnect offers global eSIM solutions, ensuring seamless connectivity for travelers across over 150 countries. With more than 25 years in the telecommunications industry, the company provides instant activation, secure connections, and cost-effective data plans, eliminating the need for physical SIM cards and enhancing the travel experience.

Strategic Year Holdings Limited

Strategic Year Holdings Limited is a privately held investment firm based in Asia, specializing in private equity and real estate. With over 150 years of combined management experience, the company adopts a value-oriented approach, leveraging local networks to identify and execute proprietary investment opportunities across various global markets.

Ship2B Ventures

Ship2B Ventures is a Spanish venture capital firm investing in early-stage startups addressing social and environmental challenges. Focusing on sectors like climate change, healthcare, and education, it emphasizes impact-driven business models. As a certified B Corp, the firm manages €60 million, supporting 53 startups with scalable, innovative solutions.

Affirm

Affirm is a U.S.-based financial technology company offering buy now, pay later services. Founded in 2012, it provides consumers with transparent, flexible payment options without hidden fees. Affirm partners with major merchants like Amazon and Shopify, serving over 21 million users and 337,000 merchants across the U.S., Canada, and the U.K.

Ajua

Ajua is Africa's first integrated customer experience company, specializing in customer analytics and engagement solutions that help businesses enhance customer satisfaction and drive growth.

Nationsfirst

Nations First empowers Indigenous communities by providing blockchain-based solutions for asset tokenization, self-governance, and decentralized finance, fostering economic sovereignty and transparent resource management.

ACB Securities Company Limited

ACBS, a subsidiary of Asia Commercial Bank, is a leading Vietnamese securities firm offering a broad range of financial services to domestic and international investors. Established in 2000, ACBS leverages ACB's financial strength to provide efficient trading platforms and investment solutions.

Januar

Januar is a Danish financial infrastructure provider offering compliant, secure payment accounts and services tailored for crypto businesses. Holding a Payment Institution License from the Danish Financial Supervisory Authority, Januar facilitates seamless fiat and crypto transactions across the European Economic Area.

Vannadium

Vannadium provides Sovereign Data as a Service, offering real-time, AI-driven data access with quantum-resilient security. Their solutions enhance operational efficiency by eliminating data silos and ensuring data integrity across industries like healthcare, energy, finance, and government.

Ukraine Invest

UkraineInvest, established in 2016, is the Ukrainian government's investment promotion office dedicated to attracting foreign direct investment and supporting existing investors in expanding their operations within Ukraine

MA Family

MA Family partners with tech companies to transform their progress into compelling media narratives. Integrating seamlessly with client teams, they leverage deep expertise in venture capital, technology, and media to craft stories that drive influence and engagement.

Samara Alpha Management

Samara Alpha Management leverages decades of financial expertise to curate diversified portfolios of innovative, risk-controlled digital asset strategies, offering institutional-grade funds for sophisticated investors seeking exposure to this evolving asset class.

MezFi

MezFi democratizes access to mezzanine finance by offering investment opportunities with a minimum entry of $5,000. Utilizing blockchain technology, they tokenize fund units as Digital Fund Tokens (DFTs), providing investors with transparency and accessibility in property development financing

Aeropay

Aeropay is a financial technology company facilitating secure bank-to-bank (ACH) transfers, enabling businesses to accept compliant, cashless, and digital payments. Their solutions promote safety, convenience, and a modern payment experience for customers.

Demers Beaulne

Demers Beaulne, affiliated with a global network, offers comprehensive services in finance, accounting, and taxation, along with organizational support and digital solutions. As the first business consulting firm in Québec to achieve B Corp Certification, they are committed to societal and environmental excellence.

Ashika Group

Ashika Group is a diversified financial services provider in India, assisting individuals, companies, and institutions in raising, trading, managing, and distributing wealth and assets. With over 30 years of experience, their services encompass retail and institutional broking, investment banking, lending, and alternative investment funds

CredEvolv

CredEvolv is a fintech platform connecting individuals seeking to improve their credit with HUD-certified, nonprofit credit counseling agencies. Through personalized Success Plans and digital tools, CredEvolv empowers users to enhance their credit scores ethically and effectively, facilitating access to better financial opportunities

Abwab AI

Abwab.ai is an advanced platform offering AI-powered solutions in financial and credit analysis. Their technology streamlines underwriting processes, enabling financial institutions to assess SME loans quickly and accurately, thereby facilitating smarter lending decisions and reducing risks. ​

Stori

Stori is a financial services company in Mexico, dedicated to expanding access to credit cards for underserved populations. Utilizing a mobile-first model, Stori offers inclusive financial products, including credit cards with high approval rates, regardless of credit history, and deposit accounts with competitive interest rates

Cedar Money

Cedar Money is a global financial technology company simplifying cross-border transactions for businesses in Africa. They enable high-volume B2B payments to international suppliers across 130+ countries, offering competitive exchange rates and transparent fees, with transactions processed in as little as 24 hours

Capital Bank Jordan

Capital Bank of Jordan is a leading financial institution offering innovative, simplified, and holistic financial solutions in the Jordanian and Iraqi markets. They provide a range of services tailored to empower individuals, corporations, and the nation, focusing on both commercial and investment banking expertise

Cititec

Cititec is a recruitment firm specializing in the commodities, energy, and fintech sectors. With over 25 years of experience, they have placed talent at the heart of these industries, building highly skilled teams for leading firms across Europe and Asia.

Almond Fintech

Almond FinTech is a B2B technology provider offering a blockchain-based funds transfer infrastructure to connect financial institutions and their users globally. Their platform provides financial institutions with near-instant foreign exchange settlement across borders, consistently surpassing mid-market rates

USA Rice Federation

The USA Rice Federation serves as the global advocate for all segments of the U.S. rice industry, including farmers, millers, merchants, and allied businesses. Their mission is to ensure the health and vitality of a unified U.S. rice industry by advocating on behalf of these stakeholders. ​

Comistar Estonia

Comistar Estonia offers expert tax planning, business formation, and legal advisory services for digital entrepreneurs. Operating across four countries, it specializes in licensing, corporate structuring, and regulatory compliance. With a franchise-based model and a client base spanning 30+ nations, Comistar is a key partner for growing global businesses.

Legacy Growth

Legacy Growth is a leading multi-family office specializing in wealth preservation, estate planning, and governance strategies. With over $3 billion in assets under governance, it serves high-net-worth individuals across multiple global markets. The firm’s tailored approach ensures tax efficiency, regulatory compliance, and long-term financial success for its exclusive clientele.

B21

B21 is a fintech innovator transforming consumer finance in Chile. Specializing in wellness-related expenditures, it offers AI-driven credit evaluations, seamless digital applications, and flexible installment plans. With strategic industry partnerships and a scalable platform, B21 bridges financial accessibility gaps for consumers and merchants, enhancing liquidity, conversion rates, and customer experience.

Harvesting India Pvt Ltd

Harvesting India Pvt Ltd empowers small-scale farmers by providing technology-driven solutions for market access, financial services, and agricultural optimization. Through digital platforms and physical centers, it reduces supply chain inefficiencies, ensures fair pricing, and enhances financial security. AI-powered tools support farmers with crop management and market linkages, driving agricultural sustainability.

smallticket

smallticket is a digital financial services platform designed to simplify and enhance access to insurance and financial products. By leveraging technology, it provides seamless policy management, claims processing, and tailored coverage options for individuals and businesses. The platform prioritizes affordability, transparency, and efficiency, aiming to bridge financial gaps for underserved markets.

ATRAM

ATRAM is a premier Philippine asset and wealth management firm, providing diverse investment solutions such as mutual funds and portfolio management. Serving individual and institutional investors, they focus on innovative, tailored products, prudent risk management, and personalized service to facilitate sustainable wealth growth.

AlgoBulls

AlgoBulls is a versatile algorithmic trading platform that allows traders to design, optimize, and execute complex strategies across multiple markets and exchanges. It offers generative AI tools, a repository of proven strategies, and supports various platforms, ensuring a seamless and efficient trading experience for users.

Daimler Truck Financial Services Canada

Daimler Truck Financial Services Canada Corporation offers customized financing solutions for commercial vehicle customers. As the captive finance provider for Daimler Truck North America since 1984, they provide various finance and lease options, including retail loans and TRAC leases, to assist businesses in acquiring and managing their vehicle fleets.

Policy Boss

PolicyBoss is an online insurance aggregator offering comparisons and purchases of policies like car, bike, health, and travel insurance. It focuses on providing advisory services and convenience, aiding customers in informed decision-making. The platform also offers a 'Become a POSP' program and a Knowledge Center with blogs and news updates.

Mswipe Technologies

Mswipe Technologies delivers digital payment solutions, including POS machines, UPI-QR codes, and PayByLink, facilitating diverse payment acceptance. Their Merchant App and Portal provide payment analytics and online store setup. Services like Buy Now Pay Later and ATM-Express further assist businesses in growth and enhancing customer experiences.

LetKnowPay

LetKnowPay is a premier crypto payment gateway facilitating seamless electronic money management. It supports diverse integration methods via a unified API, offers instant fund transactions, and provides 24/7 customer support. With its own blockchain infrastructure, it ensures secure fund storage and protection against double-spending, supporting SWIFT, SEPA, and TARGET 2 settlements.

Pipe

Pipe offers embedded financial solutions designed to integrate seamlessly into existing software platforms, enabling businesses to provide user-friendly financial tools to their customers. By partnering with software providers, Pipe facilitates quick deployment of financial products, enhancing growth and operational efficiency for both platforms and their users. Their services are tailored to meet the unique needs of small and medium-sized enterprises, ensuring access to essential capital without the complexities of traditional financing methods.

Pinama Capital23

Pinama Capital 23 is a specialized investment within the Pinama ecosystem, dedicated to supporting early-stage Spanish startups across all sectors. Launched in October 2023, it operates with a structured and collaborative model, bringing together experienced investors to fund and mentor startups from the idea to seed stage. With investment tickets ranging from €50k to €100k and follow-on capacity, Pinama Capital 23 prioritizes transparency, integrity, and strategic involvement. Its goal is to drive innovation, foster sustainable growth, and deliver strong financial returns.

Powerledger

Powerledger provides blockchain-based solutions for decentralized energy trading, grid management, and carbon credit markets. Their technology enables peer-to-peer energy trading, real-time tracking, and increased transparency in energy markets. By integrating smart contracts and blockchain, Powerledger supports the transition to a more sustainable and decentralized energy ecosystem.

ButcherJoseph

ButcherJoseph is an investment banking firm specializing in M&A, ESOPs, and capital advisory for middle-market businesses. They provide expert financial guidance, valuation, and deal execution, helping business owners and investors navigate complex transactions. Their expertise in ESOPs ensures smooth transitions while optimizing value for all stakeholders.

Faloos

Faloos is a social payments app in Saudi Arabia that enables direct peer-to-peer money transfers via linked bank accounts or cards. It offers a social feed for sharing transaction reasons and ensures security through encryption and banking partnerships.

PointsKash

PointsKash allows users to convert diverse loyalty points into cash via a blockchain-enabled mobile app. Utilizing the Algorand blockchain, it offers secure transactions and global merchant acceptance. The platform also provides merchant payment processing services, supported by a team with extensive industry experience.

Ascott

Ascott is a global lodging owner-operator, offering serviced residences and hotels in major cities. Their Ascott Star Rewards program provides members with exclusive benefits and flexible point redemption across their properties. Committed to sustainability, Ascott ensures exceptional experiences for both short and long-term guests.

She Capital

Established in 2018, She Capital is a New Delhi-based VC fund supporting early-stage, women-led startups across various sectors. With investments in 14 companies, 62% of employees in its portfolio are women, promoting gender equality and responsible business practices.

Amarons

Founded in 2009, Amarons Capital Advisors is an Ahmedabad-based investment banking firm offering structured debt and advisory services, including ECBs, NCDs, M&A, and private equity. With a global presence, Amarons assists clients in achieving financial growth and strategic goals.

Wealth.com

Wealth.com is a tech-driven estate planning platform designed exclusively for financial advisors. It offers a comprehensive, end-to-end solution that streamlines the creation, visualization, and management of estate plans across all U.S. jurisdictions. The platform enhances efficiency and client engagement, enabling advisors to deliver high-quality estate planning services.

Alpaca Markets

Alpaca Markets, based in Silicon Valley, offers a brokerage platform with APIs for stock and crypto trading. Serving over 150 businesses globally, Alpaca enables the development of investing applications and automated trading strategies, with services provided by Alpaca Securities LLC, a FINRA and SIPC member.

Kima Finance

Kima Finance offers a protocol for universal liquidity, connecting fragmented blockchains to create an integrated DeFi ecosystem. Led by Web3 and finance experts, Kima simplifies multi-chain application development and enhances liquidity management across fiat and digital assets.

MyTradePH

MyTradePH, the online arm of Abacus Securities Corporation, offers Filipinos an innovative trading platform with advanced tools and real-time data. Awarded "Most Innovative Online Broker of 2021," it provides user-friendly interfaces and dedicated customer support to help clients reach their financial objectives.

Mozrt

Mozrt connects traditional financial institutions with fintech solutions, modernizing payment and FX processes. They offer secure, API-driven banking services, including domestic and international payments, in partnership with an FDIC-insured U.S. bank.

Hydra X

Hydra X provides regulated market infrastructure for tokenized asset services, including issuance, trading, and custody. Licensed by MAS, they offer compliant, scalable solutions across the digital capital markets lifecycle, adhering to ISO and SOC2 standards.

276 Holdings

276 Holdings offers corporate finance brokerage and consulting services, developing strategic processes to help SMEs manage trade receivables and avoid financial challenges. Their expertise supports sustainable growth for small and medium-sized enterprises.

Hedge Effective

A dedicated provider of hedge accounting advice and managed services in the Asia-Pacific region. Founded by hedge accounting specialist Kevin Mitchell, the firm offers structured approaches to managing hedge accounting programs, aligning them with accounting standards to mitigate risks effectively. Services include the HEDGEHOG Method, advisory, and managed services tailored to client needs.

Azerbaijan Public Employment Agency

Operating under the Ministry of Labour and Social Protection of Population of the Republic of Azerbaijan, the State Employment Agency organizes active employment measures, manages unemployment insurance funds, and ensures social protection for jobseekers and unemployed individuals. The agency collaborates with various state bodies to analyze the labor market and implement control measures to prevent informal employment.

FinQ

An AI-driven investment platform that assists users in building dynamic portfolios, following model portfolios, or optimizing existing investments effortlessly. The platform offers AI-based stock portfolios with distinct strategies aimed at outperforming the S&P 500. FinQ emphasizes transparency, objectivity, and risk-guided investing, providing tools to monitor the market 24/7.

Lyfery

Offers life insurance tailored for individuals with healthy lifestyles. By assessing personal health behaviors, Lyfery provides fair and personalized insurance premiums, rewarding clients for their health-conscious choices. Their science-based scoring model ensures that customers receive the most suitable and affordable life insurance options, emphasizing transparency and trust.

Pagos

Provides a payments data platform designed for top merchants, enabling them to build, monitor, and optimize their payments infrastructure. By consolidating fragmented payments data into a single, harmonized dataset, Pagos empowers businesses to gain deep insights into key metrics, perform detailed cost analyses, and detect anomalies. Their platform integrates with services like Stripe, Adyen, and PayPal.

TwidPay

A rewards-based payment platform that aggregates users' loyalty points from credit cards, debit cards, and brands into a single hub. Users can track, redeem, and pay with points seamlessly at partnered merchants, both online and offline. TwidPay aims to make every transaction rewarding and straightforward for consumers.

Reigo

A technology company transforming U.S. real estate investment through AI and big data. Reigo analyzes numerous data sources to identify, score, and select optimal loans, offering investors superior risk-adjusted returns. Their AI-powered platform enhances performance, reduces defaults, and significantly shortens underwriting times.

2080 Ventures

A global innovation firm accelerating growth in industries like AI, smart manufacturing, and fintech by partnering with corporates, governments, and startups. They offer tools such as the Beyond Founder Tool and an M&A Platform, operating in over 21 countries with a network of more than 5,300 mentors and experts.

Unlimit

Unlimit is a global fintech company offering seamless payment solutions with 1,000+ local payment methods. Covering over 200 locations and 150 currencies, Unlimit empowers businesses with flexible, borderless payment processing, banking-as-a-service, and financial infrastructure to scale globally.

DOST Digital Innovation Center

DOST Digital Innovation Center, under Azerbaijan’s Ministry of Labour and Social Protection, manages digital transformation in social services. It develops and supports e-services, enhances IT infrastructure, and ensures cybersecurity, improving efficiency in government digital services.

i-Structure

i-Structure is a Mexican financial engineering firm focused on structuring innovative financial products. The company specializes in securitizations and market-entry strategies for non-bank financial entities, ensuring tailored solutions for companies seeking capital optimization and financial growth.

Calculum

Calculum is an AI-powered fintech firm specializing in supply chain analytics. Their platform helps businesses optimize payment terms, unlock working capital, and improve cash flow. With data-driven insights, clients gain better financial efficiency and risk assessment, enhancing supply chain resilience and financial performance.

Prime Bank Investment Limited

Prime Bank Investment Limited (PBIL) is a premier investment bank in Bangladesh, providing corporate advisory, equity and debt capital raising, and portfolio management services. PBIL assists businesses with IPOs, Rights Offerings, and Private Placements, ensuring strategic financial solutions with a commitment to excellence.

Sudhan Gold Loan by Equifintech

Established in 2021, Sudhan Gold Loan is a financial institution that offers quick and secure gold loans with competitive interest rates, primarily serving rural and tier-III cities in India. In collaboration with an extensive network of credit societies across multiple states, Sudhan provides loans with interest rates ranging from 6% to 15%, disbursing funds in just 14 minutes and offering up to 90% of the gold's value. The company aims to empower individuals in underserved areas by providing accessible financial solutions.

State Labor Inspectorate Service of Azerbaijan

The State Labour Inspectorate Service enforces labor regulations and ensures compliance with Azerbaijan’s Labour Code. It provides guidance to employers, safeguards workers’ rights, and collaborates with government and non-government entities. By promoting fair labor practices, it plays a key role in developing and implementing national labor policies.

LGR Global

LGR Global revolutionizes trade finance with its blockchain-powered $SRC Business Ecosystem. It facilitates seamless cross-border payments, liquidity management, and supply chain tracking using Distributed Ledger Technology. By integrating financial institutions, logistics providers, and traders, LGR enhances efficiency, security, and accessibility in global trade finance.

Rainforest

Rainforest enables vertical SaaS companies to integrate seamless payment processing into their platforms. It offers embedded transactions via cards, ACH, and Apple Pay while handling risk, compliance, and fraud monitoring. With real-time merchant onboarding and next-day funding, Rainforest helps software platforms generate additional revenue through effortless payment solutions.

SV Capital

SV Capital is a South African investment firm specializing in alternative asset opportunities. It offers cattle investments through Beefcor, short-term capital growth ventures, and delivery bike funding for drivers on platforms like UberEats. By leveraging expert partnerships, SV Capital provides investors with diversified, high-yield investment options in tangible, growth-driven sectors.

Step

Step is a financial services platform designed to help young adults build credit and manage money responsibly. Based in Palo Alto, it offers a mobile banking app with a secured Visa card, FDIC-insured accounts, and financial education tools. Step empowers users with seamless, fee-free banking and smart money management features.

WCPD

WEALTH (WCPD Inc.) specializes in tax reduction, philanthropy, and structured flow-through financing, particularly in junior mining and critical minerals. It has facilitated Canada’s largest charitable flow-through deals, including a C$100 million transaction in 2024. Through The Foundation WCPD, it has supported 600+ charities, driving economic and social impact.

Vayana

Vayana is India’s largest Supply Chain Finance (SCF) platform, facilitating over $14 billion in trade finance across 300,000 enterprises and 3,000+ supply chains. Operating in 23 countries, it also serves as India’s largest GST Suvidha Provider (GSP), leveraging technology to enhance financial access and streamline cross-border trade finance.

RNB Corporate Services

RNB Corporate Services, established in 2020 in Mumbai, offers financial advisory services, specializing in valuation, transaction advisory, and wealth management. Led by industry expert Bhoopesh Jain, it has completed 500+ valuation assignments and advises on pre-IPO structuring, debt syndication, and regulatory compliance for major corporate clients.

Concordia Capital

Concordia Capital, founded in 2020, is an independent investment banking and advisory firm serving early-growth and pre-IPO companies in software, technology, consumer, and services sectors. With offices in London, Los Angeles, New York, and South Florida, it offers equity capital, M&A, and strategic guidance, backed by Kingswood Capital’s $15B AUM.

Rubix Data Sciences

Rubix Data Sciences Pvt. Ltd., established in 2018 in Mumbai, specializes in B2B credit, supplier, and compliance risk assessment. Using advanced analytics, proprietary technology, and 120+ data sources, Rubix provides risk insights through platforms like ARMS and EWS. It serves 1,000+ clients, including banks and insurers, driving digital transformation in risk management

The State Labor Inspection Service

The State Labor Inspection Service (SLIS) of Azerbaijan, part of the Ministry of Labor and Social Protection, enforces labor laws and promotes workplace safety. Established in 1919, it utilizes advanced systems like EMAS to digitize processes. A member of the ILO, SLIS prioritizes transparency, safety, and international labor standards.

Wright Research

Wright Research, founded in 2019, is a SEBI-registered investment advisory firm utilizing quantitative research and machine learning for portfolio management. Known for strategies like Wright Factor Fund and New India Smallcase, it blends fundamental, technical, and sentiment analysis to deliver optimized returns, managing risks with transparency and innovation for diverse investors.